{
  "format": "india-by-the-numbers.series.v1",
  "id": "household/banking-system",
  "name": "Bank balance sheets",
  "hub": "Household",
  "topic": "Banks and credit supply",
  "moduleIds": [
    "banking-system"
  ],
  "url": "https://data.indiadispatch.com/household/bank-balance-sheets",
  "period": "15 September 2026",
  "periodKey": "2026-09-15",
  "latest": {
    "formattedValue": "80.84%"
  },
  "source": {
    "name": "Reserve Bank of India",
    "url": "https://www.rbi.org.in/"
  },
  "numericValue": 80.83555243288345,
  "unit": "percent",
  "measure": "credit_deposit_ratio_percent",
  "cadence": "Fortnightly",
  "version": "83d79cd1364e5082c49cc67da8ecebc81006a11fd41fedf0ca0c1cbb1af35b11",
  "dateModified": "2026-10-05T05:33:24.257Z",
  "coverage": "2021-06-18/2026-09-15",
  "notes": [
    "The table retains the source’s published periods. Missing observations are not zero and have not been interpolated."
  ],
  "license": {
    "name": "Creative Commons Attribution 4.0 International",
    "url": "https://creativecommons.org/licenses/by/4.0/",
    "scope": "India Dispatch's original compiled tables and editorial text"
  },
  "sourceRights": "Underlying source publishers retain their own rights. This license does not grant rights to publisher documents, branding or other third-party material.",
  "attribution": "India by the numbers, Bank balance sheets, 15 September 2026, https://data.indiadispatch.com/household/bank-balance-sheets. Source: Reserve Bank of India.",
  "valueRepresentation": "Table cells are the publication's formatted observations, with units retained. Missing observations are not zero. Numeric latest amounts, where present, are separately labelled INR and USD.",
  "tables": [
    {
      "title": "Bank credit, deposits and securities",
      "temporalCoverage": "2021-06-18/2026-09-15",
      "columns": [
        "Period",
        "Credit growth",
        "Credit deposit ratio",
        "Gsec investments"
      ],
      "rows": [
        {
          "id": "2021-06-18",
          "cells": [
            "18 June 2021",
            "5.8%",
            "70.87%",
            "₹45.81 trillion · $476 billion"
          ]
        },
        {
          "id": "2021-09-10",
          "cells": [
            "10 September 2021",
            "6.7%",
            "70.06%",
            "₹47.01 trillion · $488 billion"
          ]
        },
        {
          "id": "2021-12-17",
          "cells": [
            "17 December 2021",
            "7.3%",
            "71.31%",
            "₹45.99 trillion · $478 billion"
          ]
        },
        {
          "id": "2022-03-11",
          "cells": [
            "11 March 2022",
            "8.5%",
            "71.98%",
            "₹47.5 trillion · $493 billion"
          ]
        },
        {
          "id": "2022-06-17",
          "cells": [
            "17 June 2022",
            "13.2%",
            "73.32%",
            "₹48.07 trillion · $499 billion"
          ]
        },
        {
          "id": "2023-06-30",
          "cells": [
            "30 June 2023",
            "16.2%",
            "75.11%",
            "₹56.73 trillion · $589 billion"
          ]
        },
        {
          "id": "2023-09-22",
          "cells": [
            "22 September 2023",
            "20%",
            "78.6%",
            "₹59.81 trillion · $621 billion"
          ]
        },
        {
          "id": "2023-12-15",
          "cells": [
            "15 December 2023",
            "20.2%",
            "79.86%",
            "₹59.6 trillion · $619 billion"
          ]
        },
        {
          "id": "2024-03-22",
          "cells": [
            "22 March 2024",
            "20.2%",
            "80.27%",
            "₹61.05 trillion · $634 billion"
          ]
        },
        {
          "id": "2024-06-14",
          "cells": [
            "14 June 2024",
            "19.2%",
            "79.94%",
            "₹62.28 trillion · $647 billion"
          ]
        },
        {
          "id": "2024-09-20",
          "cells": [
            "20 September 2024",
            "13%",
            "79.63%",
            "₹64.01 trillion · $665 billion"
          ]
        },
        {
          "id": "2024-12-13",
          "cells": [
            "13 December 2024",
            "11.5%",
            "79.7%",
            "₹65.56 trillion · $681 billion"
          ]
        },
        {
          "id": "2025-03-21",
          "cells": [
            "21 March 2025",
            "11%",
            "80.81%",
            "₹66.97 trillion · $695 billion"
          ]
        },
        {
          "id": "2025-06-13",
          "cells": [
            "13 June 2025",
            "9.6%",
            "79.39%",
            "₹66.91 trillion · $695 billion"
          ]
        },
        {
          "id": "2025-09-19",
          "cells": [
            "19 September 2025",
            "10.4%",
            "80.28%",
            "₹68.46 trillion · $711 billion"
          ]
        },
        {
          "id": "2025-12-15",
          "cells": [
            "15 December 2025",
            "12%",
            "81.61%",
            "₹68.81 trillion · $714 billion"
          ]
        },
        {
          "id": "2026-03-15",
          "cells": [
            "15 March 2026",
            "13.8%",
            "83.04%",
            "₹69.22 trillion · $719 billion"
          ]
        },
        {
          "id": "2026-06-15",
          "cells": [
            "15 June 2026",
            "17.7%",
            "83.38%",
            "₹70.69 trillion · $734 billion"
          ]
        },
        {
          "id": "2026-06-30",
          "cells": [
            "30 June 2026",
            "18.6%",
            "82.63%",
            "₹70.87 trillion · $736 billion"
          ]
        },
        {
          "id": "2026-07-15",
          "cells": [
            "15 July 2026",
            "17.7%",
            "82.68%",
            "₹71.35 trillion · $741 billion"
          ]
        },
        {
          "id": "2026-07-31",
          "cells": [
            "31 July 2026",
            "19.3%",
            "81.95%",
            "₹71.56 trillion · $743 billion"
          ]
        },
        {
          "id": "2026-08-15",
          "cells": [
            "15 August 2026",
            "18.3%",
            "81.72%",
            "₹71.91 trillion · $747 billion"
          ]
        },
        {
          "id": "2026-08-31",
          "cells": [
            "31 August 2026",
            "19.1%",
            "80.32%",
            "₹72.63 trillion · $754 billion"
          ]
        },
        {
          "id": "2026-09-15",
          "cells": [
            "15 September 2026",
            "18.1%",
            "80.84%",
            "₹73.15 trillion · $759 billion"
          ]
        }
      ]
    },
    {
      "title": "Current aggregate deposits",
      "temporalCoverage": "2026-09-15",
      "columns": [
        "As of",
        "Indian rupees",
        "Yoy"
      ],
      "rows": [
        {
          "id": "2026-09-15",
          "cells": [
            "15 September 2026",
            "₹276.23 trillion · $2.87 trillion",
            "17.31%"
          ]
        }
      ]
    },
    {
      "title": "Current bank credit",
      "temporalCoverage": "2026-09-15",
      "columns": [
        "As of",
        "Indian rupees",
        "Yoy"
      ],
      "rows": [
        {
          "id": "2026-09-15",
          "cells": [
            "15 September 2026",
            "₹223.29 trillion · $2.32 trillion",
            "18.13%"
          ]
        }
      ]
    }
  ],
  "downloads": {
    "json": "https://data.indiadispatch.com/data/series/household/bank-balance-sheets.json",
    "csv": "https://data.indiadispatch.com/data/series/household/bank-balance-sheets.csv"
  },
  "publicationArchive": "https://data.indiadispatch.com/archive/household/bank-balance-sheets"
}