{
  "format": "india-by-the-numbers.series.v1",
  "id": "household/bank-credit",
  "name": "Bank lending by sector",
  "hub": "Household",
  "topic": "Banks and credit supply",
  "moduleIds": [
    "bank-credit"
  ],
  "url": "https://data.indiadispatch.com/household/bank-credit-by-sector",
  "period": "June 2026",
  "periodKey": "2026-06",
  "latest": {
    "formattedValue": "18.3%"
  },
  "source": {
    "name": "Reserve Bank of India",
    "url": "https://www.rbi.org.in/"
  },
  "numericValue": 18.3,
  "unit": "percent",
  "measure": "yoy_percent",
  "cadence": "Monthly",
  "version": "a7fbb91ec167cc3639c83eff9196302c8c8464e6df039a851bd053d9d8da95fd",
  "dateModified": "2026-10-05T05:33:24.257Z",
  "coverage": "2025-12/2026-06",
  "notes": [
    "The table retains the source’s published periods. Missing observations are not zero and have not been interpolated."
  ],
  "license": {
    "name": "Creative Commons Attribution 4.0 International",
    "url": "https://creativecommons.org/licenses/by/4.0/",
    "scope": "India Dispatch's original compiled tables and editorial text"
  },
  "sourceRights": "Underlying source publishers retain their own rights. This license does not grant rights to publisher documents, branding or other third-party material.",
  "attribution": "India by the numbers, Bank lending by sector, June 2026, https://data.indiadispatch.com/household/bank-credit-by-sector. Source: Reserve Bank of India.",
  "valueRepresentation": "Table cells are the publication's formatted observations, with units retained. Missing observations are not zero. Numeric latest amounts, where present, are separately labelled INR and USD.",
  "tables": [
    {
      "title": "Credit growth by sector",
      "temporalCoverage": "2025-12/2026-06",
      "columns": [
        "Period",
        "Sector",
        "Yoy",
        "Previous yoy"
      ],
      "rows": [
        {
          "id": "2025-12-sector-Non-food credit",
          "cells": [
            "December 2025",
            "Non-food credit",
            "14.4%",
            "11.1%"
          ]
        },
        {
          "id": "2025-12-sector-Agriculture",
          "cells": [
            "December 2025",
            "Agriculture",
            "12.1%",
            "12.5%"
          ]
        },
        {
          "id": "2025-12-sector-Industry",
          "cells": [
            "December 2025",
            "Industry",
            "13.3%",
            "7.5%"
          ]
        },
        {
          "id": "2025-12-sector-Services",
          "cells": [
            "December 2025",
            "Services",
            "15.3%",
            "11.5%"
          ]
        },
        {
          "id": "2025-12-sector-Personal loans",
          "cells": [
            "December 2025",
            "Personal loans",
            "14.4%",
            "12%"
          ]
        },
        {
          "id": "2026-01-sector-Non-food credit",
          "cells": [
            "January 2026",
            "Non-food credit",
            "14.4%",
            "11.3%"
          ]
        },
        {
          "id": "2026-01-sector-Agriculture",
          "cells": [
            "January 2026",
            "Agriculture",
            "11.4%",
            "12.2%"
          ]
        },
        {
          "id": "2026-01-sector-Industry",
          "cells": [
            "January 2026",
            "Industry",
            "12.1%",
            "8.3%"
          ]
        },
        {
          "id": "2026-01-sector-Services",
          "cells": [
            "January 2026",
            "Services",
            "15.5%",
            "12.3%"
          ]
        },
        {
          "id": "2026-01-sector-Personal loans",
          "cells": [
            "January 2026",
            "Personal loans",
            "14.9%",
            "11.9%"
          ]
        },
        {
          "id": "2026-02-sector-Non-food credit",
          "cells": [
            "February 2026",
            "Non-food credit",
            "14.3%",
            "11.1%"
          ]
        },
        {
          "id": "2026-02-sector-Agriculture",
          "cells": [
            "February 2026",
            "Agriculture",
            "12.3%",
            "11.4%"
          ]
        },
        {
          "id": "2026-02-sector-Industry",
          "cells": [
            "February 2026",
            "Industry",
            "13.5%",
            "7.5%"
          ]
        },
        {
          "id": "2026-02-sector-Services",
          "cells": [
            "February 2026",
            "Services",
            "16.3%",
            "11.7%"
          ]
        },
        {
          "id": "2026-02-sector-Personal loans",
          "cells": [
            "February 2026",
            "Personal loans",
            "15.2%",
            "11.7%"
          ]
        },
        {
          "id": "2026-03-sector-Non-food credit",
          "cells": [
            "March 2026",
            "Non-food credit",
            "15.9%",
            "10.9%"
          ]
        },
        {
          "id": "2026-03-sector-Agriculture",
          "cells": [
            "March 2026",
            "Agriculture",
            "15.7%",
            "10.4%"
          ]
        },
        {
          "id": "2026-03-sector-Industry",
          "cells": [
            "March 2026",
            "Industry",
            "15%",
            "8.2%"
          ]
        },
        {
          "id": "2026-03-sector-Services",
          "cells": [
            "March 2026",
            "Services",
            "19%",
            "12%"
          ]
        },
        {
          "id": "2026-03-sector-Personal loans",
          "cells": [
            "March 2026",
            "Personal loans",
            "16.2%",
            "11.7%"
          ]
        },
        {
          "id": "2026-04-sector-Non-food credit",
          "cells": [
            "April 2026",
            "Non-food credit",
            "15.8%",
            "9.8%"
          ]
        },
        {
          "id": "2026-04-sector-Agriculture",
          "cells": [
            "April 2026",
            "Agriculture",
            "13.7%",
            "9.2%"
          ]
        },
        {
          "id": "2026-04-sector-Industry",
          "cells": [
            "April 2026",
            "Industry",
            "15.1%",
            "7%"
          ]
        },
        {
          "id": "2026-04-sector-Services",
          "cells": [
            "April 2026",
            "Services",
            "18.6%",
            "10.1%"
          ]
        },
        {
          "id": "2026-04-sector-Personal loans",
          "cells": [
            "April 2026",
            "Personal loans",
            "16%",
            "11.9%"
          ]
        },
        {
          "id": "2026-05-sector-Non-food credit",
          "cells": [
            "May 2026",
            "Non-food credit",
            "17.4%",
            "8.8%"
          ]
        },
        {
          "id": "2026-05-sector-Agriculture",
          "cells": [
            "May 2026",
            "Agriculture",
            "14.9%",
            "7.5%"
          ]
        },
        {
          "id": "2026-05-sector-Industry",
          "cells": [
            "May 2026",
            "Industry",
            "17.5%",
            "5.3%"
          ]
        },
        {
          "id": "2026-05-sector-Services",
          "cells": [
            "May 2026",
            "Services",
            "20.4%",
            "8.4%"
          ]
        },
        {
          "id": "2026-05-sector-Personal loans",
          "cells": [
            "May 2026",
            "Personal loans",
            "15.4%",
            "11.1%"
          ]
        },
        {
          "id": "2026-06-sector-Non-food credit",
          "cells": [
            "June 2026",
            "Non-food credit",
            "18.3%",
            "9.3%"
          ]
        },
        {
          "id": "2026-06-sector-Agriculture",
          "cells": [
            "June 2026",
            "Agriculture",
            "16.8%",
            "6.8%"
          ]
        },
        {
          "id": "2026-06-sector-Industry",
          "cells": [
            "June 2026",
            "Industry",
            "19.2%",
            "6.3%"
          ]
        },
        {
          "id": "2026-06-sector-Services",
          "cells": [
            "June 2026",
            "Services",
            "21.4%",
            "8.8%"
          ]
        },
        {
          "id": "2026-06-sector-Personal loans",
          "cells": [
            "June 2026",
            "Personal loans",
            "15.8%",
            "11.7%"
          ]
        }
      ]
    }
  ],
  "downloads": {
    "json": "https://data.indiadispatch.com/data/series/household/bank-credit-by-sector.json",
    "csv": "https://data.indiadispatch.com/data/series/household/bank-credit-by-sector.csv"
  },
  "publicationArchive": "https://data.indiadispatch.com/archive/household/bank-credit-by-sector"
}