{
  "format": "india-by-the-numbers.series.v1",
  "id": "household/credit-health",
  "name": "Consumer credit conditions",
  "hub": "Household",
  "topic": "Consumer borrowing",
  "moduleIds": [
    "credit-health"
  ],
  "url": "https://data.indiadispatch.com/household/consumer-credit-index",
  "period": "March 2026",
  "periodKey": "2026-03",
  "latest": {
    "formattedValue": "104"
  },
  "source": {
    "name": "TransUnion CIBIL",
    "url": "https://www.transunioncibil.com/insights-events"
  },
  "numericValue": 104,
  "unit": "index points",
  "measure": "index",
  "cadence": "Quarterly",
  "version": "6c8457a54919c7fd6de71beaf2abf082b22c2b1a926ce5e31408d6d96d5c897c",
  "dateModified": "2026-10-05T05:33:24.257Z",
  "coverage": "2025-03/2026-03",
  "notes": [
    "The table retains the source’s published periods. Missing observations are not zero and have not been interpolated."
  ],
  "license": {
    "name": "Creative Commons Attribution 4.0 International",
    "url": "https://creativecommons.org/licenses/by/4.0/",
    "scope": "India Dispatch's original compiled tables and editorial text"
  },
  "sourceRights": "Underlying source publishers retain their own rights. This license does not grant rights to publisher documents, branding or other third-party material.",
  "attribution": "India by the numbers, Consumer credit conditions, March 2026, https://data.indiadispatch.com/household/consumer-credit-index. Source: TransUnion CIBIL.",
  "valueRepresentation": "Table cells are the publication's formatted observations, with units retained. Missing observations are not zero. Numeric latest amounts, where present, are separately labelled INR and USD.",
  "tables": [
    {
      "title": "Consumer credit conditions",
      "temporalCoverage": "2025-03/2026-03",
      "columns": [
        "Period",
        "Index"
      ],
      "rows": [
        {
          "id": "2025-03",
          "cells": [
            "March 2025",
            "97"
          ]
        },
        {
          "id": "2025-12",
          "cells": [
            "December 2025",
            "102"
          ]
        },
        {
          "id": "2026-03",
          "cells": [
            "March 2026",
            "104"
          ]
        }
      ]
    }
  ],
  "downloads": {
    "json": "https://data.indiadispatch.com/data/series/household/consumer-credit-index.json",
    "csv": "https://data.indiadispatch.com/data/series/household/consumer-credit-index.csv"
  },
  "publicationArchive": "https://data.indiadispatch.com/archive/household/consumer-credit-index"
}