{
  "format": "india-by-the-numbers.series.v1",
  "id": "household/nbfc-credit",
  "name": "Non-bank credit",
  "hub": "Household",
  "topic": "Banks and credit supply",
  "moduleIds": [
    "nbfc-credit"
  ],
  "url": "https://data.indiadispatch.com/household/nbfc-credit",
  "period": "July 2026",
  "periodKey": "2026-07",
  "latest": {
    "formattedValue": "₹59.89 trillion · $622 billion",
    "inr": 59890488930000,
    "usd": 621786637562.2924
  },
  "source": {
    "name": "Reserve Bank of India",
    "url": "https://www.rbi.org.in/"
  },
  "numericValue": 59890488930000,
  "unit": "INR",
  "measure": "outstanding_inr_crore",
  "cadence": "Monthly",
  "version": "74d3e472b18b7b8150482a8aaede4329bf402f3c589ef62cd2daac54085c0ac8",
  "dateModified": "2026-10-05T05:33:24.257Z",
  "coverage": "2026-06/2026-07",
  "notes": [
    "The table retains the source’s published periods. Missing observations are not zero and have not been interpolated.",
    "Provisional month-end credit reported by upper- and middle-layer NBFCs and housing finance companies. The RBI says the sample covers about 87 per cent of sector credit.",
    "Dollar equivalents use the site’s reference rate of $1 = ₹96.32 on 2 October 2026, not historical exchange rates."
  ],
  "license": {
    "name": "Creative Commons Attribution 4.0 International",
    "url": "https://creativecommons.org/licenses/by/4.0/",
    "scope": "India Dispatch's original compiled tables and editorial text"
  },
  "sourceRights": "Underlying source publishers retain their own rights. This license does not grant rights to publisher documents, branding or other third-party material.",
  "attribution": "India by the numbers, Non-bank credit, July 2026, https://data.indiadispatch.com/household/nbfc-credit. Source: Reserve Bank of India.",
  "valueRepresentation": "Table cells are the publication's formatted observations, with units retained. Missing observations are not zero. Numeric latest amounts, where present, are separately labelled INR and USD.",
  "tables": [
    {
      "title": "Non-bank credit by sector",
      "temporalCoverage": "2026-06/2026-07",
      "columns": [
        "Period",
        "Name",
        "Outstanding",
        "Growth"
      ],
      "rows": [
        {
          "id": "2026-06-key-all_credit-name-All credit",
          "cells": [
            "June 2026",
            "All credit",
            "₹59.31 trillion · $616 billion",
            "14.37%"
          ]
        },
        {
          "id": "2026-06-key-agriculture-name-Agriculture",
          "cells": [
            "June 2026",
            "Agriculture",
            "₹796.84 billion · $8.27 billion",
            "17.94%"
          ]
        },
        {
          "id": "2026-06-key-industry-name-Industry",
          "cells": [
            "June 2026",
            "Industry",
            "₹22.04 trillion · $229 billion",
            "6.69%"
          ]
        },
        {
          "id": "2026-06-key-services-name-Services",
          "cells": [
            "June 2026",
            "Services",
            "₹7.7 trillion · $80 billion",
            "17.61%"
          ]
        },
        {
          "id": "2026-06-key-retail-name-Retail",
          "cells": [
            "June 2026",
            "Retail",
            "₹25.62 trillion · $266 billion",
            "20.33%"
          ]
        },
        {
          "id": "2026-06-key-housing-name-Housing",
          "cells": [
            "June 2026",
            "Housing",
            "₹8.44 trillion · $87.6 billion",
            "11.37%"
          ]
        },
        {
          "id": "2026-06-key-vehicle-name-Vehicle",
          "cells": [
            "June 2026",
            "Vehicle",
            "₹6.24 trillion · $64.8 billion",
            "15.18%"
          ]
        },
        {
          "id": "2026-06-key-gold-name-Gold",
          "cells": [
            "June 2026",
            "Gold",
            "₹3.41 trillion · $35.4 billion",
            "69.27%"
          ]
        },
        {
          "id": "2026-06-key-consumer_durables-name-Consumer durables",
          "cells": [
            "June 2026",
            "Consumer durables",
            "₹722.01 billion · $7.5 billion",
            "46.77%"
          ]
        },
        {
          "id": "2026-07-key-all_credit-name-All credit",
          "cells": [
            "July 2026",
            "All credit",
            "₹59.89 trillion · $622 billion",
            "14.94%"
          ]
        },
        {
          "id": "2026-07-key-agriculture-name-Agriculture",
          "cells": [
            "July 2026",
            "Agriculture",
            "₹802.71 billion · $8.33 billion",
            "17.97%"
          ]
        },
        {
          "id": "2026-07-key-industry-name-Industry",
          "cells": [
            "July 2026",
            "Industry",
            "₹22.13 trillion · $230 billion",
            "7.38%"
          ]
        },
        {
          "id": "2026-07-key-services-name-Services",
          "cells": [
            "July 2026",
            "Services",
            "₹7.69 trillion · $79.8 billion",
            "15.19%"
          ]
        },
        {
          "id": "2026-07-key-retail-name-Retail",
          "cells": [
            "July 2026",
            "Retail",
            "₹26.06 trillion · $271 billion",
            "21.43%"
          ]
        },
        {
          "id": "2026-07-key-housing-name-Housing",
          "cells": [
            "July 2026",
            "Housing",
            "₹8.55 trillion · $88.7 billion",
            "11.87%"
          ]
        },
        {
          "id": "2026-07-key-vehicle-name-Vehicle",
          "cells": [
            "July 2026",
            "Vehicle",
            "₹6.29 trillion · $65.3 billion",
            "15.09%"
          ]
        },
        {
          "id": "2026-07-key-gold-name-Gold",
          "cells": [
            "July 2026",
            "Gold",
            "₹3.54 trillion · $36.8 billion",
            "68.52%"
          ]
        },
        {
          "id": "2026-07-key-consumer_durables-name-Consumer durables",
          "cells": [
            "July 2026",
            "Consumer durables",
            "₹746.44 billion · $7.75 billion",
            "51.46%"
          ]
        }
      ]
    }
  ],
  "downloads": {
    "json": "https://data.indiadispatch.com/data/series/household/nbfc-credit.json",
    "csv": "https://data.indiadispatch.com/data/series/household/nbfc-credit.csv"
  },
  "publicationArchive": "https://data.indiadispatch.com/archive/household/nbfc-credit"
}