{ "format": "india-by-the-numbers.series.v1", "id": "payments/apps", "name": "UPI app market share", "hub": "Payments", "topic": "UPI apps", "moduleIds": [ "apps", "app-comparison" ], "url": "https://data.indiadispatch.com/payments/upi-app-market-share", "period": "August 2026", "periodKey": "2026-08", "latest": { "formattedValue": "PhonePe: 45.87% of payer-app transactions", "supportingFigures": "UPI is India’s shared instant-payments network. This ranking measures the app used to initiate a payment, not the recipient’s app, app revenue or unique customers." }, "source": { "name": "National Payments Corporation of India", "url": "https://www.npci.org.in/product/ecosystem-statistics/upi" }, "numericValue": 45.86926570307923, "unit": "percent", "measure": "payer_app_volume_share", "cadence": "Monthly", "version": "45920c090b3a2bc0d4c2b2ee1817701c1d54f996666d684b3d7f0f2d6ae63dbe", "dateModified": "2026-10-05T05:33:24.257Z", "coverage": "2026-02/2026-08", "notes": [ "Shares use the official payer-app transaction total as their denominator. They should not be recalculated using a newer month’s headline network total.", "Each comparison snapshot has its own date. An app absent from a snapshot has no reported observation here; absence is not zero.", "The table retains the source’s published periods. Missing observations are not zero and have not been interpolated.", "Historical comparisons retain each snapshot’s payer-app denominator. Missing apps are not treated as zero." ], "license": { "name": "Creative Commons Attribution 4.0 International", "url": "https://creativecommons.org/licenses/by/4.0/", "scope": "India Dispatch's original compiled tables and editorial text" }, "sourceRights": "Underlying source publishers retain their own rights. This license does not grant rights to publisher documents, branding or other third-party material.", "attribution": "India by the numbers, UPI app market share, August 2026, https://data.indiadispatch.com/payments/upi-app-market-share. Source: National Payments Corporation of India.", "valueRepresentation": "Table cells are the publication's formatted observations, with units retained. Missing observations are not zero. Numeric latest amounts, where present, are separately labelled INR and USD.", "tables": [ { "title": "Payer apps in August 2026", "columns": [ "App", "Transactions", "Volume share" ], "rows": [ { "id": "PhonePe", "cells": [ "PhonePe", "11.19 billion", "45.87%" ] }, { "id": "Google Pay", "cells": [ "Google Pay", "7.91 billion", "32.43%" ] }, { "id": "Paytm", "cells": [ "Paytm", "1.97 billion", "8.07%" ] }, { "id": "Navi", "cells": [ "Navi", "1.08 billion", "4.42%" ] }, { "id": "super.money", "cells": [ "super.money", "421.87 million", "1.73%" ] }, { "id": "BHIM", "cells": [ "BHIM", "253.69 million", "1.04%" ] }, { "id": "FamApp", "cells": [ "FamApp", "223.31 million", "0.92%" ] }, { "id": "WhatsApp", "cells": [ "WhatsApp", "183.69 million", "0.75%" ] }, { "id": "Axis Bank Apps", "cells": [ "Axis Bank Apps", "146.78 million", "0.6%" ] }, { "id": "CRED", "cells": [ "CRED", "143.94 million", "0.59%" ] }, { "id": "Kotak Mahindra Bank Apps", "cells": [ "Kotak Mahindra Bank Apps", "137.79 million", "0.57%" ] }, { "id": "Amazon Pay", "cells": [ "Amazon Pay", "95.93 million", "0.39%" ] }, { "id": "Slice Small Finance Bank Apps", "cells": [ "Slice Small Finance Bank Apps", "78.55 million", "0.32%" ] }, { "id": "HDFC Bank Apps", "cells": [ "HDFC Bank Apps", "71.99 million", "0.3%" ] }, { "id": "Mobikwik", "cells": [ "Mobikwik", "68.61 million", "0.28%" ] }, { "id": "ICICI Bank Apps", "cells": [ "ICICI Bank Apps", "63.6 million", "0.26%" ] }, { "id": "IDFC Bank Apps", "cells": [ "IDFC Bank Apps", "53.07 million", "0.22%" ] }, { "id": "Yes Bank Apps", "cells": [ "Yes Bank Apps", "50.53 million", "0.21%" ] }, { "id": "State Bank of India Apps", "cells": [ "State Bank of India Apps", "29.57 million", "0.12%" ] }, { "id": "Unity Small Finance Bank Apps", "cells": [ "Unity Small Finance Bank Apps", "20.35 million", "0.08%" ] } ] }, { "title": "Comparison snapshot: February 2026", "columns": [ "App", "Transactions", "Volume share" ], "rows": [ { "id": "PhonePe", "cells": [ "PhonePe", "9.28 billion", "46.51%" ] }, { "id": "Google Pay", "cells": [ "Google Pay", "6.77 billion", "33.9%" ] }, { "id": "Paytm", "cells": [ "Paytm", "1.6 billion", "7.99%" ] }, { "id": "Navi", "cells": [ "Navi", "650.28 million", "3.26%" ] }, { "id": "super.money", "cells": [ "super.money", "289.32 million", "1.45%" ] }, { "id": "BHIM", "cells": [ "BHIM", "175.93 million", "0.88%" ] }, { "id": "FamApp", "cells": [ "FamApp", "149.06 million", "0.75%" ] }, { "id": "CRED", "cells": [ "CRED", "145.98 million", "0.73%" ] }, { "id": "Axis Bank Apps", "cells": [ "Axis Bank Apps", "132.11 million", "0.66%" ] }, { "id": "WhatsApp", "cells": [ "WhatsApp", "112.89 million", "0.57%" ] }, { "id": "Kotak Mahindra Bank Apps", "cells": [ "Kotak Mahindra Bank Apps", "102 million", "0.51%" ] }, { "id": "Amazon Pay", "cells": [ "Amazon Pay", "75.81 million", "0.38%" ] }, { "id": "HDFC Bank Apps", "cells": [ "HDFC Bank Apps", "66.94 million", "0.34%" ] }, { "id": "Mobikwik", "cells": [ "Mobikwik", "65.81 million", "0.33%" ] }, { "id": "Slice Small Finance Bank Apps", "cells": [ "Slice Small Finance Bank Apps", "42.57 million", "0.21%" ] }, { "id": "Yes Bank Apps", "cells": [ "Yes Bank Apps", "42.07 million", "0.21%" ] }, { "id": "ICICI Bank Apps", "cells": [ "ICICI Bank Apps", "39.95 million", "0.2%" ] }, { "id": "IDFC Bank Apps", "cells": [ "IDFC Bank Apps", "37.41 million", "0.19%" ] }, { "id": "India Post Payments Bank Apps", "cells": [ "India Post Payments Bank Apps", "16.52 million", "0.08%" ] }, { "id": "Airtel Payments Bank Apps", "cells": [ "Airtel Payments Bank Apps", "16.33 million", "0.08%" ] }, { "id": "Groww", "cells": [ "Groww", "16.3 million", "0.08%" ] }, { "id": "State Bank of India Apps", "cells": [ "State Bank of India Apps", "15.7 million", "0.08%" ] }, { "id": "Bajaj Finserv", "cells": [ "Bajaj Finserv", "13.01 million", "0.07%" ] }, { "id": "Samsung Pay", "cells": [ "Samsung Pay", "10.29 million", "0.05%" ] }, { "id": "RBL Bank Apps", "cells": [ "RBL Bank Apps", "10.03 million", "0.05%" ] }, { "id": "Pop Upi", "cells": [ "Pop Upi", "8.48 million", "0.04%" ] }, { "id": "Federal Bank Apps", "cells": [ "Federal Bank Apps", "6.7 million", "0.03%" ] }, { "id": "Jio Payments Bank Apps", "cells": [ "Jio Payments Bank Apps", "6.64 million", "0.03%" ] }, { "id": "Jupiter Money", "cells": [ "Jupiter Money", "5.35 million", "0.03%" ] }, { "id": "Deutsche Bank Apps", "cells": [ "Deutsche Bank Apps", "4.85 million", "0.02%" ] }, { "id": "Ind Money", "cells": [ "Ind Money", "3.7 million", "0.02%" ] }, { "id": "Canara Bank Apps", "cells": [ "Canara Bank Apps", "3.61 million", "0.02%" ] }, { "id": "Others", "cells": [ "Others", "3.04 million", "0.02%" ] }, { "id": "Money View", "cells": [ "Money View", "2.83 million", "0.01%" ] }, { "id": "Bharat Pe", "cells": [ "Bharat Pe", "2.72 million", "0.01%" ] }, { "id": "Kiwi", "cells": [ "Kiwi", "2.65 million", "0.01%" ] }, { "id": "Jammu and Kashmir Bank Apps", "cells": [ "Jammu and Kashmir Bank Apps", "2.65 million", "0.01%" ] }, { "id": "KreditBee", "cells": [ "KreditBee", "2.44 million", "0.01%" ] }, { "id": "Flipkart UPI", "cells": [ "Flipkart UPI", "2.39 million", "0.01%" ] }, { "id": "Suryoday Bank Apps", "cells": [ "Suryoday Bank Apps", "2.37 million", "0.01%" ] }, { "id": "Punjab National Bank Apps", "cells": [ "Punjab National Bank Apps", "1.96 million", "0.01%" ] }, { "id": "Fi Money", "cells": [ "Fi Money", "1.92 million", "0.01%" ] }, { "id": "Aditya Birla Capital Digital", "cells": [ "Aditya Birla Capital Digital", "1.87 million", "0.01%" ] }, { "id": "Omni Card", "cells": [ "Omni Card", "1.77 million", "0.01%" ] }, { "id": "Indian Bank Apps", "cells": [ "Indian Bank Apps", "1.45 million", "0.01%" ] }, { "id": "Bank of Baroda Apps", "cells": [ "Bank of Baroda Apps", "1.44 million", "0.01%" ] }, { "id": "Digikhata", "cells": [ "Digikhata", "1.31 million", "0.01%" ] }, { "id": "HSBC Bank Apps", "cells": [ "HSBC Bank Apps", "1.25 million", "0.01%" ] }, { "id": "Timepay", "cells": [ "Timepay", "1.23 million", "0.01%" ] }, { "id": "IndusInd Bank Apps", "cells": [ "IndusInd Bank Apps", "1.17 million", "0.01%" ] }, { "id": "NSDL Payments Bank Apps", "cells": [ "NSDL Payments Bank Apps", "960,000", "<0.01%" ] }, { "id": "AU Small Finance Bank Apps", "cells": [ "AU Small Finance Bank Apps", "850,000", "<0.01%" ] }, { "id": "Union Bank Apps", "cells": [ "Union Bank Apps", "840,000", "<0.01%" ] }, { "id": "South Indian Bank Apps", "cells": [ "South Indian Bank Apps", "840,000", "<0.01%" ] }, { "id": "Freo", "cells": [ "Freo", "770,000", "<0.01%" ] }, { "id": "Shri Ram One", "cells": [ "Shri Ram One", "710,000", "<0.01%" ] }, { "id": "Kredit Pe", "cells": [ "Kredit Pe", "670,000", "<0.01%" ] }, { "id": "Jar", "cells": [ "Jar", "630,000", "<0.01%" ] }, { "id": "UCO Bank Apps", "cells": [ "UCO Bank Apps", "570,000", "<0.01%" ] }, { "id": "One Card", "cells": [ "One Card", "570,000", "<0.01%" ] }, { "id": "DBS Digibank Apps", "cells": [ "DBS Digibank Apps", "550,000", "<0.01%" ] }, { "id": "Fino Payments Bank Apps", "cells": [ "Fino Payments Bank Apps", "520,000", "<0.01%" ] }, { "id": "Salary Se", "cells": [ "Salary Se", "480,000", "<0.01%" ] }, { "id": "Central Bank of India Apps", "cells": [ "Central Bank of India Apps", "470,000", "<0.01%" ] }, { "id": "Rapipay", "cells": [ "Rapipay", "470,000", "<0.01%" ] }, { "id": "Standard Chartered Bank Apps", "cells": [ "Standard Chartered Bank Apps", "460,000", "<0.01%" ] }, { "id": "Spice Money", "cells": [ "Spice Money", "390,000", "<0.01%" ] }, { "id": "ESAF Small Finance Bank Apps", "cells": [ "ESAF Small Finance Bank Apps", "350,000", "<0.01%" ] }, { "id": "Tata Pay", "cells": [ "Tata Pay", "290,000", "<0.01%" ] }, { "id": "Bank of India Apps", "cells": [ "Bank of India Apps", "260,000", "<0.01%" ] }, { "id": "Karnataka Bank Apps", "cells": [ "Karnataka Bank Apps", "260,000", "<0.01%" ] }, { "id": "IDBI Bank Apps", "cells": [ "IDBI Bank Apps", "190,000", "<0.01%" ] }, { "id": "Obopay", "cells": [ "Obopay", "190,000", "<0.01%" ] }, { "id": "Saathi by PayNearBy", "cells": [ "Saathi by PayNearBy", "190,000", "<0.01%" ] }, { "id": "True Balance", "cells": [ "True Balance", "190,000", "<0.01%" ] }, { "id": "Dhani", "cells": [ "Dhani", "190,000", "<0.01%" ] }, { "id": "TwidPay", "cells": [ "TwidPay", "140,000", "<0.01%" ] }, { "id": "Karur Vysya Bank Apps", "cells": [ "Karur Vysya Bank Apps", "130,000", "<0.01%" ] }, { "id": "Indian Overseas Bank Apps", "cells": [ "Indian Overseas Bank Apps", "120,000", "<0.01%" ] }, { "id": "Payworld", "cells": [ "Payworld", "120,000", "<0.01%" ] }, { "id": "Tamilnad Mercantile Bank Apps", "cells": [ "Tamilnad Mercantile Bank Apps", "100,000", "<0.01%" ] }, { "id": "City Union Bank Apps", "cells": [ "City Union Bank Apps", "80,000", "<0.01%" ] }, { "id": "Cheq", "cells": [ "Cheq", "80,000", "<0.01%" ] }, { "id": "Bank of Maharashtra Apps", "cells": [ "Bank of Maharashtra Apps", "60,000", "<0.01%" ] }, { "id": "Equitas Small Finance Bank Apps", "cells": [ "Equitas Small Finance Bank Apps", "60,000", "<0.01%" ] }, { "id": "Lxme", "cells": [ "Lxme", "50,000", "<0.01%" ] }, { "id": "Curie Money", "cells": [ "Curie Money", "50,000", "<0.01%" ] }, { "id": "Ultracash", "cells": [ "Ultracash", "50,000", "<0.01%" ] }, { "id": "Unity Small Finance Bank Apps", "cells": [ "Unity Small Finance Bank Apps", "50,000", "<0.01%" ] }, { "id": "Fave", "cells": [ "Fave", "40,000", "<0.01%" ] }, { "id": "Zet", "cells": [ "Zet", "30,000", "<0.01%" ] }, { "id": "Punjab Sind Bank Apps", "cells": [ "Punjab Sind Bank Apps", "30,000", "<0.01%" ] } ] }, { "title": "Payer-app shares against February 2026", "temporalCoverage": "2026-02/2026-08", "columns": [ "Name", "Current share", "Prior share", "Change percentage points" ], "rows": [ { "id": "PhonePe", "cells": [ "PhonePe", "45.87%", "46.51%", "−0.64 points" ] }, { "id": "Google Pay", "cells": [ "Google Pay", "32.43%", "33.9%", "−1.47 points" ] }, { "id": "Paytm", "cells": [ "Paytm", "8.07%", "7.99%", "+0.08 points" ] }, { "id": "Navi", "cells": [ "Navi", "4.42%", "3.26%", "+1.17 points" ] }, { "id": "super.money", "cells": [ "super.money", "1.73%", "1.45%", "+0.28 points" ] }, { "id": "BHIM", "cells": [ "BHIM", "1.04%", "0.88%", "+0.16 points" ] }, { "id": "FamApp", "cells": [ "FamApp", "0.92%", "0.75%", "+0.17 points" ] }, { "id": "Whatsapp", "cells": [ "WhatsApp", "0.75%", "0.57%", "+0.19 points" ] }, { "id": "Axis Bank Apps", "cells": [ "Axis Bank Apps", "0.6%", "0.66%", "−0.06 points" ] }, { "id": "CRED", "cells": [ "CRED", "0.59%", "0.73%", "−0.14 points" ] }, { "id": "Kotak Mahindra Bank Apps", "cells": [ "Kotak Mahindra Bank Apps", "0.57%", "0.51%", "+0.05 points" ] }, { "id": "Amazon Pay", "cells": [ "Amazon Pay", "0.39%", "0.38%", "+0.01 points" ] }, { "id": "Slice Small Finance Bank Apps", "cells": [ "Slice Small Finance Bank Apps", "0.32%", "0.21%", "+0.11 points" ] }, { "id": "HDFC Bank Apps", "cells": [ "HDFC Bank Apps", "0.3%", "0.34%", "−0.04 points" ] }, { "id": "Mobikwik", "cells": [ "Mobikwik", "0.28%", "0.33%", "−0.05 points" ] }, { "id": "ICICI Bank Apps", "cells": [ "ICICI Bank Apps", "0.26%", "0.2%", "+0.06 points" ] }, { "id": "IDFC Bank Apps", "cells": [ "IDFC Bank Apps", "0.22%", "0.19%", "+0.03 points" ] }, { "id": "Yes Bank Apps", "cells": [ "Yes Bank Apps", "0.21%", "0.21%", "Unchanged" ] }, { "id": "State Bank of India Apps", "cells": [ "State Bank of India Apps", "0.12%", "0.08%", "+0.04 points" ] }, { "id": "Unity Small Finance Bank Apps", "cells": [ "Unity Small Finance Bank Apps", "0.08%", "<0.01%", "+0.08 points" ] } ] } ], "downloads": { "json": "https://data.indiadispatch.com/data/series/payments/upi-app-market-share.json", "csv": "https://data.indiadispatch.com/data/series/payments/upi-app-market-share.csv" }, "publicationArchive": "https://data.indiadispatch.com/archive/payments/upi-app-market-share" }