{ "format": "india-by-the-numbers.series.v1", "id": "payments/apps", "name": "UPI app market share", "hub": "Payments", "topic": "UPI apps", "moduleIds": [ "apps", "app-comparison" ], "url": "https://data.indiadispatch.com/payments/upi-app-market-share", "period": "September 2026", "periodKey": "2026-09", "latest": { "formattedValue": "PhonePe: 45.57% of payer-app transactions", "change": "No comparable earlier snapshot of this payer-app share is retained", "supportingFigures": "UPI is India’s shared instant-payments network. This ranking measures the app used to initiate a payment, not the recipient’s app, app revenue or unique customers." }, "source": { "name": "National Payments Corporation of India", "url": "https://www.npci.org.in/product/ecosystem-statistics/upi" }, "numericValue": 45.57066654418448, "unit": "percent", "measure": "payer_app_volume_share", "readingLabel": "Leading payer-app share of UPI transactions", "readingValue": "PhonePe: 45.57% of payer-app transactions", "comparison": { "status": "unavailable", "reason": "No comparable earlier snapshot of this payer-app share is retained", "text": "No comparable earlier snapshot of this payer-app share is retained" }, "cadence": "Monthly", "version": "83b5f0d6ed5da34e891b5c91ec155eae5c962b1b25d982574e0a27a07c0a6acc", "dateModified": "2026-10-14T19:21:19.450Z", "coverage": "2026-03/2026-09", "notes": [ "Shares use the official payer-app transaction total as their denominator. They should not be recalculated using a newer month’s headline network total.", "Each comparison snapshot has its own date. An app absent from a snapshot has no reported observation here; absence is not zero.", "The table retains the source’s published periods. Missing observations are not zero and have not been interpolated.", "Historical comparisons retain each snapshot’s payer-app denominator. Missing apps are not treated as zero." ], "license": { "name": "Creative Commons Attribution 4.0 International", "url": "https://creativecommons.org/licenses/by/4.0/", "scope": "India Dispatch's original compiled tables and editorial text" }, "sourceRights": "Underlying source publishers retain their own rights. This license does not grant rights to publisher documents, branding or other third-party material.", "attribution": "India by the numbers, UPI app market share, September 2026, https://data.indiadispatch.com/payments/upi-app-market-share. Source: National Payments Corporation of India.", "valueRepresentation": "Table cells are the publication's formatted observations, with units retained. Missing observations are not zero. Numeric latest amounts, where present, are separately labelled INR and USD.", "tables": [ { "title": "Payer apps in September 2026", "columns": [ "App", "Transactions", "Volume share" ], "rows": [ { "id": "PhonePe", "cells": [ "PhonePe", "10.91 billion", "45.57%" ] }, { "id": "Google Pay", "cells": [ "Google Pay", "7.71 billion", "32.23%" ] }, { "id": "Paytm", "cells": [ "Paytm", "1.94 billion", "8.12%" ] }, { "id": "Navi", "cells": [ "Navi", "1.14 billion", "4.76%" ] }, { "id": "super.money", "cells": [ "super.money", "405.14 million", "1.69%" ] }, { "id": "BHIM", "cells": [ "BHIM", "253.94 million", "1.06%" ] }, { "id": "FamApp", "cells": [ "FamApp", "228.05 million", "0.95%" ] }, { "id": "WhatsApp", "cells": [ "WhatsApp", "192.07 million", "0.8%" ] }, { "id": "Kotak Mahindra Bank Apps", "cells": [ "Kotak Mahindra Bank Apps", "141.5 million", "0.59%" ] }, { "id": "CRED", "cells": [ "CRED", "141.37 million", "0.59%" ] }, { "id": "Axis Bank Apps", "cells": [ "Axis Bank Apps", "134.86 million", "0.56%" ] }, { "id": "Amazon Pay", "cells": [ "Amazon Pay", "91.68 million", "0.38%" ] }, { "id": "Slice Small Finance Bank Apps", "cells": [ "Slice Small Finance Bank Apps", "83.9 million", "0.35%" ] }, { "id": "Mobikwik", "cells": [ "Mobikwik", "72.41 million", "0.3%" ] }, { "id": "HDFC Bank Apps", "cells": [ "HDFC Bank Apps", "63.97 million", "0.27%" ] }, { "id": "IDFC Bank Apps", "cells": [ "IDFC Bank Apps", "57.43 million", "0.24%" ] }, { "id": "ICICI Bank Apps", "cells": [ "ICICI Bank Apps", "57.32 million", "0.24%" ] }, { "id": "Yes Bank Apps", "cells": [ "Yes Bank Apps", "46.01 million", "0.19%" ] }, { "id": "State Bank of India Apps", "cells": [ "State Bank of India Apps", "30.94 million", "0.13%" ] }, { "id": "Unity Small Finance Bank Apps", "cells": [ "Unity Small Finance Bank Apps", "20.8 million", "0.09%" ] } ] }, { "title": "Comparison snapshot: March 2026", "columns": [ "App", "Transactions", "Volume share" ], "rows": [ { "id": "PhonePe", "cells": [ "PhonePe", "10.5 billion", "46.7%" ] }, { "id": "Google Pay", "cells": [ "Google Pay", "7.54 billion", "33.5%" ] }, { "id": "Paytm", "cells": [ "Paytm", "1.77 billion", "7.87%" ] }, { "id": "Navi", "cells": [ "Navi", "790.34 million", "3.51%" ] }, { "id": "super.money", "cells": [ "super.money", "341.24 million", "1.52%" ] }, { "id": "BHIM", "cells": [ "BHIM", "202.44 million", "0.9%" ] }, { "id": "FamApp", "cells": [ "FamApp", "168.6 million", "0.75%" ] }, { "id": "CRED", "cells": [ "CRED", "163.2 million", "0.73%" ] }, { "id": "Axis Bank Apps", "cells": [ "Axis Bank Apps", "135.4 million", "0.6%" ] }, { "id": "WhatsApp", "cells": [ "WhatsApp", "130.74 million", "0.58%" ] }, { "id": "Kotak Mahindra Bank Apps", "cells": [ "Kotak Mahindra Bank Apps", "114.66 million", "0.51%" ] }, { "id": "Amazon Pay", "cells": [ "Amazon Pay", "87.58 million", "0.39%" ] }, { "id": "Mobikwik", "cells": [ "Mobikwik", "78.74 million", "0.35%" ] }, { "id": "HDFC Bank Apps", "cells": [ "HDFC Bank Apps", "76.89 million", "0.34%" ] }, { "id": "Slice Small Finance Bank Apps", "cells": [ "Slice Small Finance Bank Apps", "50.24 million", "0.22%" ] }, { "id": "ICICI Bank Apps", "cells": [ "ICICI Bank Apps", "46.71 million", "0.21%" ] }, { "id": "IDFC Bank Apps", "cells": [ "IDFC Bank Apps", "45.7 million", "0.2%" ] }, { "id": "Yes Bank Apps", "cells": [ "Yes Bank Apps", "43.29 million", "0.19%" ] }, { "id": "India Post Payments Bank Apps", "cells": [ "India Post Payments Bank Apps", "19.51 million", "0.09%" ] }, { "id": "Airtel Payments Bank Apps", "cells": [ "Airtel Payments Bank Apps", "18.79 million", "0.08%" ] }, { "id": "State Bank of India Apps", "cells": [ "State Bank of India Apps", "18.16 million", "0.08%" ] }, { "id": "Groww", "cells": [ "Groww", "16.4 million", "0.07%" ] }, { "id": "Bajaj Finserv", "cells": [ "Bajaj Finserv", "13.67 million", "0.06%" ] }, { "id": "RBL Bank Apps", "cells": [ "RBL Bank Apps", "11.39 million", "0.05%" ] }, { "id": "Samsung Pay", "cells": [ "Samsung Pay", "11 million", "0.05%" ] }, { "id": "Jio Payments Bank Apps", "cells": [ "Jio Payments Bank Apps", "7.77 million", "0.03%" ] }, { "id": "Federal Bank Apps", "cells": [ "Federal Bank Apps", "7.43 million", "0.03%" ] }, { "id": "Pop Upi", "cells": [ "Pop Upi", "7.38 million", "0.03%" ] }, { "id": "Jupiter Money", "cells": [ "Jupiter Money", "5.7 million", "0.03%" ] }, { "id": "Deutsche Bank Apps", "cells": [ "Deutsche Bank Apps", "5.08 million", "0.02%" ] }, { "id": "Ind Money", "cells": [ "Ind Money", "4.02 million", "0.02%" ] }, { "id": "Money View", "cells": [ "Money View", "3.82 million", "0.02%" ] }, { "id": "KreditBee", "cells": [ "KreditBee", "3.68 million", "0.02%" ] }, { "id": "Canara Bank Apps", "cells": [ "Canara Bank Apps", "3.65 million", "0.02%" ] }, { "id": "Others", "cells": [ "Others", "3.55 million", "0.02%" ] }, { "id": "Jammu and Kashmir Bank Apps", "cells": [ "Jammu and Kashmir Bank Apps", "3.08 million", "0.01%" ] }, { "id": "Kiwi", "cells": [ "Kiwi", "2.79 million", "0.01%" ] }, { "id": "Suryoday Bank Apps", "cells": [ "Suryoday Bank Apps", "2.78 million", "0.01%" ] }, { "id": "Flipkart UPI", "cells": [ "Flipkart UPI", "2.69 million", "0.01%" ] }, { "id": "Bharat Pe", "cells": [ "Bharat Pe", "2.62 million", "0.01%" ] }, { "id": "Omni Card", "cells": [ "Omni Card", "1.94 million", "0.01%" ] }, { "id": "Fi Money", "cells": [ "Fi Money", "1.92 million", "0.01%" ] }, { "id": "Indian Bank Apps", "cells": [ "Indian Bank Apps", "1.69 million", "0.01%" ] }, { "id": "Aditya Birla Capital Digital", "cells": [ "Aditya Birla Capital Digital", "1.66 million", "0.01%" ] }, { "id": "Bank of Baroda Apps", "cells": [ "Bank of Baroda Apps", "1.65 million", "0.01%" ] }, { "id": "Punjab National Bank Apps", "cells": [ "Punjab National Bank Apps", "1.61 million", "0.01%" ] }, { "id": "HSBC Bank Apps", "cells": [ "HSBC Bank Apps", "1.55 million", "0.01%" ] }, { "id": "Digikhata", "cells": [ "Digikhata", "1.49 million", "0.01%" ] }, { "id": "Timepay", "cells": [ "Timepay", "1.34 million", "0.01%" ] }, { "id": "IndusInd Bank Apps", "cells": [ "IndusInd Bank Apps", "1.21 million", "0.01%" ] }, { "id": "Freo", "cells": [ "Freo", "1.21 million", "0.01%" ] }, { "id": "Union Bank Apps", "cells": [ "Union Bank Apps", "1 million", "<0.01%" ] }, { "id": "AU Small Finance Bank Apps", "cells": [ "AU Small Finance Bank Apps", "970,000", "<0.01%" ] }, { "id": "South Indian Bank Apps", "cells": [ "South Indian Bank Apps", "910,000", "<0.01%" ] }, { "id": "Jar", "cells": [ "Jar", "820,000", "<0.01%" ] }, { "id": "Kredit Pe", "cells": [ "Kredit Pe", "760,000", "<0.01%" ] }, { "id": "Fino Payments Bank Apps", "cells": [ "Fino Payments Bank Apps", "710,000", "<0.01%" ] }, { "id": "UCO Bank Apps", "cells": [ "UCO Bank Apps", "630,000", "<0.01%" ] }, { "id": "One Card", "cells": [ "One Card", "610,000", "<0.01%" ] }, { "id": "Salary Se", "cells": [ "Salary Se", "600,000", "<0.01%" ] }, { "id": "DBS Digibank Apps", "cells": [ "DBS Digibank Apps", "580,000", "<0.01%" ] }, { "id": "Shri Ram One", "cells": [ "Shri Ram One", "550,000", "<0.01%" ] }, { "id": "Rapipay", "cells": [ "Rapipay", "540,000", "<0.01%" ] }, { "id": "Standard Chartered Bank Apps", "cells": [ "Standard Chartered Bank Apps", "510,000", "<0.01%" ] }, { "id": "Central Bank of India Apps", "cells": [ "Central Bank of India Apps", "500,000", "<0.01%" ] }, { "id": "Spice Money", "cells": [ "Spice Money", "450,000", "<0.01%" ] }, { "id": "Saathi by PayNearBy", "cells": [ "Saathi by PayNearBy", "330,000", "<0.01%" ] }, { "id": "Bank of India Apps", "cells": [ "Bank of India Apps", "330,000", "<0.01%" ] }, { "id": "Tata Pay", "cells": [ "Tata Pay", "310,000", "<0.01%" ] }, { "id": "NSDL Payments Bank Apps", "cells": [ "NSDL Payments Bank Apps", "270,000", "<0.01%" ] }, { "id": "IDBI Bank Apps", "cells": [ "IDBI Bank Apps", "230,000", "<0.01%" ] }, { "id": "Karnataka Bank Apps", "cells": [ "Karnataka Bank Apps", "220,000", "<0.01%" ] }, { "id": "Obopay", "cells": [ "Obopay", "220,000", "<0.01%" ] }, { "id": "Dhani", "cells": [ "Dhani", "190,000", "<0.01%" ] }, { "id": "True Balance", "cells": [ "True Balance", "180,000", "<0.01%" ] }, { "id": "Karur Vysya Bank Apps", "cells": [ "Karur Vysya Bank Apps", "140,000", "<0.01%" ] }, { "id": "TwidPay", "cells": [ "TwidPay", "140,000", "<0.01%" ] }, { "id": "Payworld", "cells": [ "Payworld", "110,000", "<0.01%" ] }, { "id": "Tamilnad Mercantile Bank Apps", "cells": [ "Tamilnad Mercantile Bank Apps", "110,000", "<0.01%" ] }, { "id": "City Union Bank Apps", "cells": [ "City Union Bank Apps", "110,000", "<0.01%" ] }, { "id": "ESAF Small Finance Bank Apps", "cells": [ "ESAF Small Finance Bank Apps", "100,000", "<0.01%" ] }, { "id": "Indian Overseas Bank Apps", "cells": [ "Indian Overseas Bank Apps", "100,000", "<0.01%" ] }, { "id": "Cheq", "cells": [ "Cheq", "80,000", "<0.01%" ] }, { "id": "Bank of Maharashtra Apps", "cells": [ "Bank of Maharashtra Apps", "80,000", "<0.01%" ] }, { "id": "Equitas Small Finance Bank Apps", "cells": [ "Equitas Small Finance Bank Apps", "70,000", "<0.01%" ] }, { "id": "Curie Money", "cells": [ "Curie Money", "60,000", "<0.01%" ] }, { "id": "Fave", "cells": [ "Fave", "60,000", "<0.01%" ] }, { "id": "Unity Small Finance Bank Apps", "cells": [ "Unity Small Finance Bank Apps", "60,000", "<0.01%" ] }, { "id": "Ultracash", "cells": [ "Ultracash", "50,000", "<0.01%" ] }, { "id": "Lxme", "cells": [ "Lxme", "50,000", "<0.01%" ] }, { "id": "Zet", "cells": [ "Zet", "30,000", "<0.01%" ] }, { "id": "Punjab Sind Bank Apps", "cells": [ "Punjab Sind Bank Apps", "30,000", "<0.01%" ] } ] }, { "title": "Payer-app shares against March 2026", "temporalCoverage": "2026-03/2026-09", "columns": [ "Name", "Current share", "Prior share", "Change percentage points" ], "rows": [ { "id": "PhonePe", "cells": [ "PhonePe", "45.57%", "46.7%", "−1.13 points" ] }, { "id": "Google Pay", "cells": [ "Google Pay", "32.23%", "33.5%", "−1.27 points" ] }, { "id": "Paytm", "cells": [ "Paytm", "8.12%", "7.87%", "+0.25 points" ] }, { "id": "Navi", "cells": [ "Navi", "4.76%", "3.51%", "+1.24 points" ] }, { "id": "super.money", "cells": [ "super.money", "1.69%", "1.52%", "+0.18 points" ] }, { "id": "BHIM", "cells": [ "BHIM", "1.06%", "0.9%", "+0.16 points" ] }, { "id": "FamApp", "cells": [ "FamApp", "0.95%", "0.75%", "+0.2 points" ] }, { "id": "Whatsapp", "cells": [ "WhatsApp", "0.8%", "0.58%", "+0.22 points" ] }, { "id": "Kotak Mahindra Bank Apps", "cells": [ "Kotak Mahindra Bank Apps", "0.59%", "0.51%", "+0.08 points" ] }, { "id": "CRED", "cells": [ "CRED", "0.59%", "0.73%", "−0.13 points" ] }, { "id": "Axis Bank Apps", "cells": [ "Axis Bank Apps", "0.56%", "0.6%", "−0.04 points" ] }, { "id": "Amazon Pay", "cells": [ "Amazon Pay", "0.38%", "0.39%", "−0.01 points" ] }, { "id": "Slice Small Finance Bank Apps", "cells": [ "Slice Small Finance Bank Apps", "0.35%", "0.22%", "+0.13 points" ] }, { "id": "Mobikwik", "cells": [ "Mobikwik", "0.3%", "0.35%", "−0.05 points" ] }, { "id": "HDFC Bank Apps", "cells": [ "HDFC Bank Apps", "0.27%", "0.34%", "−0.07 points" ] }, { "id": "IDFC Bank Apps", "cells": [ "IDFC Bank Apps", "0.24%", "0.2%", "+0.04 points" ] }, { "id": "ICICI Bank Apps", "cells": [ "ICICI Bank Apps", "0.24%", "0.21%", "+0.03 points" ] }, { "id": "Yes Bank Apps", "cells": [ "Yes Bank Apps", "0.19%", "0.19%", "Unchanged" ] }, { "id": "State Bank of India Apps", "cells": [ "State Bank of India Apps", "0.13%", "0.08%", "+0.05 points" ] }, { "id": "Unity Small Finance Bank Apps", "cells": [ "Unity Small Finance Bank Apps", "0.09%", "<0.01%", "+0.09 points" ] } ] } ], "downloads": { "json": "https://data.indiadispatch.com/data/series/payments/upi-app-market-share.json", "csv": "https://data.indiadispatch.com/data/series/payments/upi-app-market-share.csv" }, "publicationArchive": "https://data.indiadispatch.com/archive/payments/upi-app-market-share" }