{
  "format": "india-by-the-numbers.series.v1",
  "id": "payments/categories",
  "name": "UPI merchant categories",
  "hub": "Payments",
  "topic": "Merchant categories",
  "moduleIds": [
    "categories",
    "category-changes",
    "category-detail"
  ],
  "url": "https://data.indiadispatch.com/payments/upi-merchant-categories",
  "period": "August 2026",
  "periodKey": "2026-08",
  "latest": {
    "formattedValue": "4 billion",
    "supportingFigures": "Largest reported category: Groceries & supermarkets."
  },
  "source": {
    "name": "National Payments Corporation of India",
    "url": "https://www.npci.org.in/product/upi/product-statistics"
  },
  "numericValue": 3995820000,
  "unit": "transactions",
  "measure": "volume_million",
  "cadence": "Monthly",
  "version": "5926e7ec4e7fb61b1939f91e75516f0dd23a4dfc48a2b3d9fb3615bebe85647b",
  "dateModified": "2026-10-05T05:33:24.257Z",
  "coverage": "2026-08",
  "notes": [
    "The table retains the source’s published periods. Missing observations are not zero and have not been interpolated.",
    "Merchant category comparisons use matching category codes and reported comparison months, not an interpolated continuous history."
  ],
  "license": {
    "name": "Creative Commons Attribution 4.0 International",
    "url": "https://creativecommons.org/licenses/by/4.0/",
    "scope": "India Dispatch's original compiled tables and editorial text"
  },
  "sourceRights": "Underlying source publishers retain their own rights. This license does not grant rights to publisher documents, branding or other third-party material.",
  "attribution": "India by the numbers, UPI merchant categories, August 2026, https://data.indiadispatch.com/payments/upi-merchant-categories. Source: National Payments Corporation of India.",
  "valueRepresentation": "Table cells are the publication's formatted observations, with units retained. Missing observations are not zero. Numeric latest amounts, where present, are separately labelled INR and USD.",
  "tables": [
    {
      "title": "Current merchant categories",
      "temporalCoverage": "2026-08",
      "columns": [
        "Name",
        "Mcc",
        "Transactions",
        "Value moved"
      ],
      "rows": [
        {
          "id": "Groceries & supermarkets",
          "cells": [
            "Groceries & supermarkets",
            "5411",
            "4 billion",
            "₹868.82 billion · $9.02 billion"
          ]
        },
        {
          "id": "Fast food restaurants",
          "cells": [
            "Fast food restaurants",
            "5814",
            "1.52 billion",
            "₹185.07 billion · $1.92 billion"
          ]
        },
        {
          "id": "Eating places & restaurants",
          "cells": [
            "Eating places & restaurants",
            "5812",
            "1.3 billion",
            "₹226.63 billion · $2.35 billion"
          ]
        },
        {
          "id": "Telecommunication services",
          "cells": [
            "Telecommunication services",
            "4814",
            "817.79 million",
            "₹232.62 billion · $2.42 billion"
          ]
        },
        {
          "id": "Service stations",
          "cells": [
            "Service stations",
            "5541",
            "772.9 million",
            "₹441.93 billion · $4.59 billion"
          ]
        },
        {
          "id": "Bakeries",
          "cells": [
            "Bakeries",
            "5462",
            "515.4 million",
            "₹72.31 billion · $751 million"
          ]
        },
        {
          "id": "Cigar shops & stands",
          "cells": [
            "Cigar shops & stands",
            "5993",
            "470.47 million",
            "₹30.58 billion · $317 million"
          ]
        },
        {
          "id": "Drug stores & pharmacies",
          "cells": [
            "Drug stores & pharmacies",
            "5912",
            "335.88 million",
            "₹138.66 billion · $1.44 billion"
          ]
        },
        {
          "id": "Dairies",
          "cells": [
            "Dairies",
            "5451",
            "298.19 million",
            "₹65.26 billion · $678 million"
          ]
        },
        {
          "id": "Purchase of digital gold",
          "cells": [
            "Purchase of digital gold",
            "5412",
            "249.21 million",
            "₹24.89 billion · $258 million"
          ]
        },
        {
          "id": "Debt collection agencies",
          "cells": [
            "Debt collection agencies",
            "7322",
            "214.98 million",
            "₹739.83 billion · $7.68 billion"
          ]
        },
        {
          "id": "Package shops beer, wine and liquor",
          "cells": [
            "Beer, wine and liquor shops",
            "5921",
            "214.96 million",
            "₹88.81 billion · $922 million"
          ]
        },
        {
          "id": "Online marketplaces",
          "cells": [
            "Online marketplaces",
            "5262",
            "185.96 million",
            "₹99.61 billion · $1.03 billion"
          ]
        },
        {
          "id": "Government services not elsewhere classified",
          "cells": [
            "Government services not elsewhere classified",
            "9399",
            "152.58 million",
            "₹110.32 billion · $1.15 billion"
          ]
        },
        {
          "id": "Utilities electric, gas, water and sanitary",
          "cells": [
            "Utilities electric, gas, water and sanitary",
            "4900",
            "149.57 million",
            "₹246.36 billion · $2.56 billion"
          ]
        },
        {
          "id": "Candy, nut and confectionery shops",
          "cells": [
            "Candy, nut and confectionery shops",
            "5441",
            "136.29 million",
            "₹28.17 billion · $292 million"
          ]
        },
        {
          "id": "Freezer and locker meat provisioners",
          "cells": [
            "Freezer and locker meat provisioners",
            "5422",
            "121.51 million",
            "₹42.17 billion · $438 million"
          ]
        },
        {
          "id": "Variety stores",
          "cells": [
            "Variety stores",
            "5331",
            "108.6 million",
            "₹43.68 billion · $454 million"
          ]
        },
        {
          "id": "Family clothing shops",
          "cells": [
            "Family clothing shops",
            "5651",
            "98.45 million",
            "₹87.24 billion · $906 million"
          ]
        },
        {
          "id": "Beauty and barber shops",
          "cells": [
            "Beauty and barber shops",
            "7230",
            "94.03 million",
            "₹26.35 billion · $274 million"
          ]
        },
        {
          "id": "Drinking places (alcoholic beverages) bars, taverns, night-clubs, cocktail lounges and discothques",
          "cells": [
            "Bars and pubs",
            "5813",
            "93.02 million",
            "₹36.9 billion · $383 million"
          ]
        },
        {
          "id": "Mens and womens clothing shops",
          "cells": [
            "Men’s and women’s clothing shops",
            "5691",
            "92.72 million",
            "₹110.85 billion · $1.15 billion"
          ]
        },
        {
          "id": "Digital goods: media, books, movies, music",
          "cells": [
            "Digital goods: media, books, movies, music",
            "5815",
            "91.03 million",
            "₹20.72 billion · $215 million"
          ]
        },
        {
          "id": "Electronics repair shops",
          "cells": [
            "Electronics repair shops",
            "7622",
            "87.64 million",
            "₹24.32 billion · $252 million"
          ]
        },
        {
          "id": "Department stores",
          "cells": [
            "Department stores",
            "5311",
            "84.8 million",
            "₹51.91 billion · $539 million"
          ]
        },
        {
          "id": "Securities brokers and dealers",
          "cells": [
            "Securities brokers and dealers",
            "6211",
            "84.12 million",
            "₹636.67 billion · $6.61 billion"
          ]
        },
        {
          "id": "Taxi-cabs and limousines",
          "cells": [
            "Taxi-cabs and limousines",
            "4121",
            "82.86 million",
            "₹12.05 billion · $125 million"
          ]
        },
        {
          "id": "Electronics shops",
          "cells": [
            "Electronics shops",
            "5732",
            "82.18 million",
            "₹111.13 billion · $1.15 billion"
          ]
        },
        {
          "id": "Mens, womens and childrens uniforms and commercial clothing",
          "cells": [
            "Uniforms and work clothing",
            "5137",
            "79.04 million",
            "₹73.39 billion · $762 million"
          ]
        }
      ]
    },
    {
      "title": "Merchant categories, July 2026",
      "temporalCoverage": "2026-07",
      "columns": [
        "Name",
        "Mcc",
        "Transactions",
        "Value moved"
      ],
      "rows": [
        {
          "id": "Groceries & supermarkets",
          "cells": [
            "Groceries & supermarkets",
            "5411",
            "3.85 billion",
            "₹821.45 billion · $8.53 billion"
          ]
        },
        {
          "id": "Fast food restaurants",
          "cells": [
            "Fast food restaurants",
            "5814",
            "1.48 billion",
            "₹175.62 billion · $1.82 billion"
          ]
        },
        {
          "id": "Eating places & restaurants",
          "cells": [
            "Eating places & restaurants",
            "5812",
            "1.27 billion",
            "₹217.42 billion · $2.26 billion"
          ]
        },
        {
          "id": "Telecommunication services",
          "cells": [
            "Telecommunication services",
            "4814",
            "837.7 million",
            "₹236.41 billion · $2.45 billion"
          ]
        },
        {
          "id": "Service stations",
          "cells": [
            "Service stations",
            "5541",
            "742.84 million",
            "₹450.58 billion · $4.68 billion"
          ]
        },
        {
          "id": "Bakeries",
          "cells": [
            "Bakeries",
            "5462",
            "475.84 million",
            "₹62.83 billion · $652 million"
          ]
        },
        {
          "id": "Cigar shops & stands",
          "cells": [
            "Cigar shops & stands",
            "5993",
            "443.76 million",
            "₹28.94 billion · $300 million"
          ]
        },
        {
          "id": "Drug stores & pharmacies",
          "cells": [
            "Drug stores & pharmacies",
            "5912",
            "311.94 million",
            "₹131.57 billion · $1.37 billion"
          ]
        },
        {
          "id": "Dairies",
          "cells": [
            "Dairies",
            "5451",
            "277.52 million",
            "₹60.24 billion · $625 million"
          ]
        },
        {
          "id": "Purchase of digital gold",
          "cells": [
            "Purchase of digital gold",
            "5412",
            "242.5 million",
            "₹24.65 billion · $256 million"
          ]
        },
        {
          "id": "Package shops beer, wine and liquor",
          "cells": [
            "Beer, wine and liquor shops",
            "5921",
            "219.97 million",
            "₹90.94 billion · $944 million"
          ]
        },
        {
          "id": "Debt collection agencies",
          "cells": [
            "Debt collection agencies",
            "7322",
            "207.99 million",
            "₹707.18 billion · $7.34 billion"
          ]
        },
        {
          "id": "Online marketplaces",
          "cells": [
            "Online marketplaces",
            "5262",
            "180.72 million",
            "₹102.24 billion · $1.06 billion"
          ]
        },
        {
          "id": "Government services not elsewhere classified",
          "cells": [
            "Government services not elsewhere classified",
            "9399",
            "154.23 million",
            "₹123.47 billion · $1.28 billion"
          ]
        },
        {
          "id": "Utilities electric, gas, water and sanitary",
          "cells": [
            "Utilities electric, gas, water and sanitary",
            "4900",
            "146.3 million",
            "₹253.41 billion · $2.63 billion"
          ]
        },
        {
          "id": "Freezer and locker meat provisioners",
          "cells": [
            "Freezer and locker meat provisioners",
            "5422",
            "137.37 million",
            "₹47.92 billion · $497 million"
          ]
        },
        {
          "id": "Candy, nut and confectionery shops",
          "cells": [
            "Candy, nut and confectionery shops",
            "5441",
            "117.51 million",
            "₹24.04 billion · $250 million"
          ]
        },
        {
          "id": "Mens and womens clothing shops",
          "cells": [
            "Men’s and women’s clothing shops",
            "5691",
            "105.72 million",
            "₹110.63 billion · $1.15 billion"
          ]
        },
        {
          "id": "Variety stores",
          "cells": [
            "Variety stores",
            "5331",
            "94.63 million",
            "₹39.04 billion · $405 million"
          ]
        },
        {
          "id": "Drinking places (alcoholic beverages) bars, taverns, night-clubs, cocktail lounges and discothques",
          "cells": [
            "Bars and pubs",
            "5813",
            "93.43 million",
            "₹37.3 billion · $387 million"
          ]
        },
        {
          "id": "Digital goods: media, books, movies, music",
          "cells": [
            "Digital goods: media, books, movies, music",
            "5815",
            "91.36 million",
            "₹19.74 billion · $205 million"
          ]
        },
        {
          "id": "Department stores",
          "cells": [
            "Department stores",
            "5311",
            "88.25 million",
            "₹53.8 billion · $559 million"
          ]
        },
        {
          "id": "Beauty and barber shops",
          "cells": [
            "Beauty and barber shops",
            "7230",
            "88.12 million",
            "₹24.6 billion · $255 million"
          ]
        },
        {
          "id": "Electronics repair shops",
          "cells": [
            "Electronics repair shops",
            "7622",
            "86.05 million",
            "₹24.72 billion · $257 million"
          ]
        },
        {
          "id": "Electronics shops",
          "cells": [
            "Electronics shops",
            "5732",
            "82.8 million",
            "₹113.22 billion · $1.18 billion"
          ]
        },
        {
          "id": "Securities brokers and dealers",
          "cells": [
            "Securities brokers and dealers",
            "6211",
            "82.72 million",
            "₹737.52 billion · $7.66 billion"
          ]
        },
        {
          "id": "Family clothing shops",
          "cells": [
            "Family clothing shops",
            "5651",
            "80.24 million",
            "₹67.9 billion · $705 million"
          ]
        },
        {
          "id": "Taxi-cabs and limousines",
          "cells": [
            "Taxi-cabs and limousines",
            "4121",
            "79.65 million",
            "₹11.97 billion · $124 million"
          ]
        },
        {
          "id": "Mens, womens and childrens uniforms and commercial clothing",
          "cells": [
            "Uniforms and work clothing",
            "5137",
            "69.58 million",
            "₹62.2 billion · $646 million"
          ]
        }
      ]
    },
    {
      "title": "Merchant categories, February 2026",
      "temporalCoverage": "2026-02",
      "columns": [
        "Name",
        "Mcc",
        "Transactions",
        "Value moved"
      ],
      "rows": [
        {
          "id": "Groceries & supermarkets",
          "cells": [
            "Groceries & supermarkets",
            "5411",
            "3.28 billion",
            "₹741.28 billion · $7.7 billion"
          ]
        },
        {
          "id": "Fast food restaurants",
          "cells": [
            "Fast food restaurants",
            "5814",
            "1.38 billion",
            "₹156.4 billion · $1.62 billion"
          ]
        },
        {
          "id": "Eating places & restaurants",
          "cells": [
            "Eating places & restaurants",
            "5812",
            "1.17 billion",
            "₹190.71 billion · $1.98 billion"
          ]
        },
        {
          "id": "Telecommunication services",
          "cells": [
            "Telecommunication services",
            "4814",
            "794.75 million",
            "₹207.16 billion · $2.15 billion"
          ]
        },
        {
          "id": "Service stations",
          "cells": [
            "Service stations",
            "5541",
            "633.99 million",
            "₹388.11 billion · $4.03 billion"
          ]
        },
        {
          "id": "Cigar shops & stands",
          "cells": [
            "Cigar shops & stands",
            "5993",
            "362.23 million",
            "₹22.53 billion · $234 million"
          ]
        },
        {
          "id": "Drug stores & pharmacies",
          "cells": [
            "Drug stores & pharmacies",
            "5912",
            "294.66 million",
            "₹119.22 billion · $1.24 billion"
          ]
        },
        {
          "id": "Bakeries",
          "cells": [
            "Bakeries",
            "5462",
            "264.89 million",
            "₹39.28 billion · $408 million"
          ]
        },
        {
          "id": "Purchase of digital gold",
          "cells": [
            "Purchase of digital gold",
            "5412",
            "222.83 million",
            "₹30.32 billion · $315 million"
          ]
        },
        {
          "id": "Dairies",
          "cells": [
            "Dairies",
            "5451",
            "176.34 million",
            "₹47.22 billion · $490 million"
          ]
        },
        {
          "id": "Debt collection agencies",
          "cells": [
            "Debt collection agencies",
            "7322",
            "168.58 million",
            "₹586.78 billion · $6.09 billion"
          ]
        },
        {
          "id": "Package shops beer, wine and liquor",
          "cells": [
            "Beer, wine and liquor shops",
            "5921",
            "163.87 million",
            "₹71.35 billion · $741 million"
          ]
        },
        {
          "id": "Utilities electric, gas, water and sanitary",
          "cells": [
            "Utilities electric, gas, water and sanitary",
            "4900",
            "155.91 million",
            "₹191.39 billion · $1.99 billion"
          ]
        },
        {
          "id": "Government services not elsewhere classified",
          "cells": [
            "Government services not elsewhere classified",
            "9399",
            "119 million",
            "₹95.74 billion · $994 million"
          ]
        },
        {
          "id": "Freezer and locker meat provisioners",
          "cells": [
            "Freezer and locker meat provisioners",
            "5422",
            "117.32 million",
            "₹39.71 billion · $412 million"
          ]
        },
        {
          "id": "Candy, nut and confectionery shops",
          "cells": [
            "Candy, nut and confectionery shops",
            "5441",
            "116.48 million",
            "₹23.8 billion · $247 million"
          ]
        },
        {
          "id": "Online marketplaces",
          "cells": [
            "Online marketplaces",
            "5262",
            "114.52 million",
            "₹64.62 billion · $671 million"
          ]
        },
        {
          "id": "Mens and womens clothing shops",
          "cells": [
            "Men’s and women’s clothing shops",
            "5691",
            "100.2 million",
            "₹118.04 billion · $1.23 billion"
          ]
        },
        {
          "id": "Beauty and barber shops",
          "cells": [
            "Beauty and barber shops",
            "7230",
            "83.73 million",
            "₹25.41 billion · $264 million"
          ]
        },
        {
          "id": "Drinking places (alcoholic beverages) bars, taverns, night-clubs, cocktail lounges and discothques",
          "cells": [
            "Bars and pubs",
            "5813",
            "82.94 million",
            "₹33.73 billion · $350 million"
          ]
        },
        {
          "id": "Electronics shops",
          "cells": [
            "Electronics shops",
            "5732",
            "81.95 million",
            "₹103.23 billion · $1.07 billion"
          ]
        },
        {
          "id": "Family clothing shops",
          "cells": [
            "Family clothing shops",
            "5651",
            "75.04 million",
            "₹66.05 billion · $686 million"
          ]
        },
        {
          "id": "Electronics repair shops",
          "cells": [
            "Electronics repair shops",
            "7622",
            "74.07 million",
            "₹22.08 billion · $229 million"
          ]
        },
        {
          "id": "Passenger railways",
          "cells": [
            "Passenger railways",
            "4112",
            "72.71 million",
            "₹46 billion · $478 million"
          ]
        },
        {
          "id": "Taxi-cabs and limousines",
          "cells": [
            "Taxi-cabs and limousines",
            "4121",
            "72.34 million",
            "₹12.03 billion · $125 million"
          ]
        },
        {
          "id": "Securities brokers and dealers",
          "cells": [
            "Securities brokers and dealers",
            "6211",
            "70.97 million",
            "₹586.26 billion · $6.09 billion"
          ]
        },
        {
          "id": "Department stores",
          "cells": [
            "Department stores",
            "5311",
            "69.35 million",
            "₹46.01 billion · $478 million"
          ]
        },
        {
          "id": "Mens, womens and childrens uniforms and commercial clothing",
          "cells": [
            "Uniforms and work clothing",
            "5137",
            "68.2 million",
            "₹74.08 billion · $769 million"
          ]
        },
        {
          "id": "Variety stores",
          "cells": [
            "Variety stores",
            "5331",
            "60.77 million",
            "₹32.25 billion · $335 million"
          ]
        }
      ]
    },
    {
      "title": "Merchant categories, August 2025",
      "temporalCoverage": "2025-08",
      "columns": [
        "Name",
        "Mcc",
        "Transactions",
        "Value moved"
      ],
      "rows": [
        {
          "id": "Groceries & supermarkets",
          "cells": [
            "Groceries & supermarkets",
            "5411",
            "3.13 billion",
            "₹681.16 billion · $7.07 billion"
          ]
        },
        {
          "id": "Fast food restaurants",
          "cells": [
            "Fast food restaurants",
            "5814",
            "1.26 billion",
            "₹145.42 billion · $1.51 billion"
          ]
        },
        {
          "id": "Eating places & restaurants",
          "cells": [
            "Eating places & restaurants",
            "5812",
            "1.18 billion",
            "₹194.32 billion · $2.02 billion"
          ]
        },
        {
          "id": "Telecommunication services",
          "cells": [
            "Telecommunication services",
            "4814",
            "865.65 million",
            "₹212.18 billion · $2.2 billion"
          ]
        },
        {
          "id": "Service stations",
          "cells": [
            "Service stations",
            "5541",
            "626.95 million",
            "₹345.47 billion · $3.59 billion"
          ]
        },
        {
          "id": "Cigar shops & stands",
          "cells": [
            "Cigar shops & stands",
            "5993",
            "330.07 million",
            "₹19.47 billion · $202 million"
          ]
        },
        {
          "id": "Drug stores & pharmacies",
          "cells": [
            "Drug stores & pharmacies",
            "5912",
            "322.46 million",
            "₹125.81 billion · $1.31 billion"
          ]
        },
        {
          "id": "Bakeries",
          "cells": [
            "Bakeries",
            "5462",
            "271.22 million",
            "₹40.92 billion · $425 million"
          ]
        },
        {
          "id": "Digital goods: games",
          "cells": [
            "Digital goods: games",
            "5816",
            "270.7 million",
            "₹74.41 billion · $773 million"
          ]
        },
        {
          "id": "Dairies",
          "cells": [
            "Dairies",
            "5451",
            "179.1 million",
            "₹45.33 billion · $471 million"
          ]
        },
        {
          "id": "Utilities electric, gas, water and sanitary",
          "cells": [
            "Utilities electric, gas, water and sanitary",
            "4900",
            "170.91 million",
            "₹223.68 billion · $2.32 billion"
          ]
        },
        {
          "id": "Debt collection agencies",
          "cells": [
            "Debt collection agencies",
            "7322",
            "151.49 million",
            "₹770.07 billion · $7.99 billion"
          ]
        },
        {
          "id": "Package shops beer, wine and liquor",
          "cells": [
            "Beer, wine and liquor shops",
            "5921",
            "149.2 million",
            "₹61.16 billion · $635 million"
          ]
        },
        {
          "id": "Online marketplaces",
          "cells": [
            "Online marketplaces",
            "5262",
            "122.6 million",
            "₹78.22 billion · $812 million"
          ]
        },
        {
          "id": "Candy, nut and confectionery shops",
          "cells": [
            "Candy, nut and confectionery shops",
            "5441",
            "115.11 million",
            "₹22.27 billion · $231 million"
          ]
        },
        {
          "id": "Government services not elsewhere classified",
          "cells": [
            "Government services not elsewhere classified",
            "9399",
            "107.75 million",
            "₹105.9 billion · $1.1 billion"
          ]
        },
        {
          "id": "Freezer and locker meat provisioners",
          "cells": [
            "Freezer and locker meat provisioners",
            "5422",
            "102.15 million",
            "₹32.07 billion · $333 million"
          ]
        },
        {
          "id": "Mens and womens clothing shops",
          "cells": [
            "Men’s and women’s clothing shops",
            "5691",
            "101.85 million",
            "₹118.11 billion · $1.23 billion"
          ]
        },
        {
          "id": "Purchase of digital gold",
          "cells": [
            "Purchase of digital gold",
            "5412",
            "99.77 million",
            "₹11.84 billion · $123 million"
          ]
        },
        {
          "id": "Electronics shops",
          "cells": [
            "Electronics shops",
            "5732",
            "93.34 million",
            "₹102.09 billion · $1.06 billion"
          ]
        },
        {
          "id": "Drinking places (alcoholic beverages) bars, taverns, night-clubs, cocktail lounges and discothques",
          "cells": [
            "Bars and pubs",
            "5813",
            "88.17 million",
            "₹34.14 billion · $354 million"
          ]
        },
        {
          "id": "Beauty and barber shops",
          "cells": [
            "Beauty and barber shops",
            "7230",
            "81.72 million",
            "₹23.17 billion · $241 million"
          ]
        },
        {
          "id": "Passenger railways",
          "cells": [
            "Passenger railways",
            "4112",
            "80.93 million",
            "₹41.43 billion · $430 million"
          ]
        },
        {
          "id": "Electronics repair shops",
          "cells": [
            "Electronics repair shops",
            "7622",
            "78.02 million",
            "₹22.03 billion · $229 million"
          ]
        },
        {
          "id": "Mens, womens and childrens uniforms and commercial clothing",
          "cells": [
            "Uniforms and work clothing",
            "5137",
            "75.87 million",
            "₹70.88 billion · $736 million"
          ]
        },
        {
          "id": "Department stores",
          "cells": [
            "Department stores",
            "5311",
            "69.99 million",
            "₹41.43 billion · $430 million"
          ]
        },
        {
          "id": "Taxi-cabs and limousines",
          "cells": [
            "Taxi-cabs and limousines",
            "4121",
            "69.96 million",
            "₹12.04 billion · $125 million"
          ]
        },
        {
          "id": "Variety stores",
          "cells": [
            "Variety stores",
            "5331",
            "67.18 million",
            "₹33.93 billion · $352 million"
          ]
        },
        {
          "id": "Securities brokers and dealers",
          "cells": [
            "Securities brokers and dealers",
            "6211",
            "57.81 million",
            "₹456.87 billion · $4.74 billion"
          ]
        }
      ]
    },
    {
      "title": "Merchant-category changes against July 2026",
      "temporalCoverage": "2026-07/2026-08",
      "columns": [
        "Name",
        "Mcc",
        "Current transactions",
        "Prior transactions",
        "Change"
      ],
      "rows": [
        {
          "id": "Groceries & supermarkets",
          "cells": [
            "Groceries & supermarkets",
            "5411",
            "4 billion",
            "3.85 billion",
            "3.9%"
          ]
        },
        {
          "id": "Fast food restaurants",
          "cells": [
            "Fast food restaurants",
            "5814",
            "1.52 billion",
            "1.48 billion",
            "2.64%"
          ]
        },
        {
          "id": "Eating places & restaurants",
          "cells": [
            "Eating places & restaurants",
            "5812",
            "1.3 billion",
            "1.27 billion",
            "2.44%"
          ]
        },
        {
          "id": "Telecommunication services",
          "cells": [
            "Telecommunication services",
            "4814",
            "817.79 million",
            "837.7 million",
            "−2.38%"
          ]
        },
        {
          "id": "Service stations",
          "cells": [
            "Service stations",
            "5541",
            "772.9 million",
            "742.84 million",
            "4.05%"
          ]
        },
        {
          "id": "Bakeries",
          "cells": [
            "Bakeries",
            "5462",
            "515.4 million",
            "475.84 million",
            "8.31%"
          ]
        },
        {
          "id": "Cigar shops & stands",
          "cells": [
            "Cigar shops & stands",
            "5993",
            "470.47 million",
            "443.76 million",
            "6.02%"
          ]
        },
        {
          "id": "Drug stores & pharmacies",
          "cells": [
            "Drug stores & pharmacies",
            "5912",
            "335.88 million",
            "311.94 million",
            "7.67%"
          ]
        },
        {
          "id": "Dairies",
          "cells": [
            "Dairies",
            "5451",
            "298.19 million",
            "277.52 million",
            "7.45%"
          ]
        },
        {
          "id": "Purchase of digital gold",
          "cells": [
            "Purchase of digital gold",
            "5412",
            "249.21 million",
            "242.5 million",
            "2.77%"
          ]
        },
        {
          "id": "Debt collection agencies",
          "cells": [
            "Debt collection agencies",
            "7322",
            "214.98 million",
            "207.99 million",
            "3.36%"
          ]
        },
        {
          "id": "Package shops beer, wine and liquor",
          "cells": [
            "Beer, wine and liquor shops",
            "5921",
            "214.96 million",
            "219.97 million",
            "−2.28%"
          ]
        },
        {
          "id": "Online marketplaces",
          "cells": [
            "Online marketplaces",
            "5262",
            "185.96 million",
            "180.72 million",
            "2.9%"
          ]
        },
        {
          "id": "Government services not elsewhere classified",
          "cells": [
            "Government services not elsewhere classified",
            "9399",
            "152.58 million",
            "154.23 million",
            "−1.07%"
          ]
        },
        {
          "id": "Utilities electric, gas, water and sanitary",
          "cells": [
            "Utilities electric, gas, water and sanitary",
            "4900",
            "149.57 million",
            "146.3 million",
            "2.24%"
          ]
        },
        {
          "id": "Candy, nut and confectionery shops",
          "cells": [
            "Candy, nut and confectionery shops",
            "5441",
            "136.29 million",
            "117.51 million",
            "15.98%"
          ]
        },
        {
          "id": "Freezer and locker meat provisioners",
          "cells": [
            "Freezer and locker meat provisioners",
            "5422",
            "121.51 million",
            "137.37 million",
            "−11.55%"
          ]
        },
        {
          "id": "Variety stores",
          "cells": [
            "Variety stores",
            "5331",
            "108.6 million",
            "94.63 million",
            "14.76%"
          ]
        },
        {
          "id": "Family clothing shops",
          "cells": [
            "Family clothing shops",
            "5651",
            "98.45 million",
            "80.24 million",
            "22.69%"
          ]
        },
        {
          "id": "Beauty and barber shops",
          "cells": [
            "Beauty and barber shops",
            "7230",
            "94.03 million",
            "88.12 million",
            "6.71%"
          ]
        },
        {
          "id": "Drinking places (alcoholic beverages) bars, taverns, night-clubs, cocktail lounges and discothques",
          "cells": [
            "Bars and pubs",
            "5813",
            "93.02 million",
            "93.43 million",
            "−0.44%"
          ]
        },
        {
          "id": "Mens and womens clothing shops",
          "cells": [
            "Men’s and women’s clothing shops",
            "5691",
            "92.72 million",
            "105.72 million",
            "−12.3%"
          ]
        },
        {
          "id": "Digital goods: media, books, movies, music",
          "cells": [
            "Digital goods: media, books, movies, music",
            "5815",
            "91.03 million",
            "91.36 million",
            "−0.36%"
          ]
        },
        {
          "id": "Electronics repair shops",
          "cells": [
            "Electronics repair shops",
            "7622",
            "87.64 million",
            "86.05 million",
            "1.85%"
          ]
        },
        {
          "id": "Department stores",
          "cells": [
            "Department stores",
            "5311",
            "84.8 million",
            "88.25 million",
            "−3.91%"
          ]
        },
        {
          "id": "Securities brokers and dealers",
          "cells": [
            "Securities brokers and dealers",
            "6211",
            "84.12 million",
            "82.72 million",
            "1.69%"
          ]
        },
        {
          "id": "Taxi-cabs and limousines",
          "cells": [
            "Taxi-cabs and limousines",
            "4121",
            "82.86 million",
            "79.65 million",
            "4.03%"
          ]
        },
        {
          "id": "Electronics shops",
          "cells": [
            "Electronics shops",
            "5732",
            "82.18 million",
            "82.8 million",
            "−0.75%"
          ]
        },
        {
          "id": "Mens, womens and childrens uniforms and commercial clothing",
          "cells": [
            "Uniforms and work clothing",
            "5137",
            "79.04 million",
            "69.58 million",
            "13.6%"
          ]
        }
      ]
    },
    {
      "title": "Merchant-category changes against February 2026",
      "temporalCoverage": "2026-02/2026-08",
      "columns": [
        "Name",
        "Mcc",
        "Current transactions",
        "Prior transactions",
        "Change"
      ],
      "rows": [
        {
          "id": "Groceries & supermarkets",
          "cells": [
            "Groceries & supermarkets",
            "5411",
            "4 billion",
            "3.28 billion",
            "21.68%"
          ]
        },
        {
          "id": "Fast food restaurants",
          "cells": [
            "Fast food restaurants",
            "5814",
            "1.52 billion",
            "1.38 billion",
            "9.73%"
          ]
        },
        {
          "id": "Eating places & restaurants",
          "cells": [
            "Eating places & restaurants",
            "5812",
            "1.3 billion",
            "1.17 billion",
            "11.54%"
          ]
        },
        {
          "id": "Telecommunication services",
          "cells": [
            "Telecommunication services",
            "4814",
            "817.79 million",
            "794.75 million",
            "2.9%"
          ]
        },
        {
          "id": "Service stations",
          "cells": [
            "Service stations",
            "5541",
            "772.9 million",
            "633.99 million",
            "21.91%"
          ]
        },
        {
          "id": "Bakeries",
          "cells": [
            "Bakeries",
            "5462",
            "515.4 million",
            "264.89 million",
            "94.57%"
          ]
        },
        {
          "id": "Cigar shops & stands",
          "cells": [
            "Cigar shops & stands",
            "5993",
            "470.47 million",
            "362.23 million",
            "29.88%"
          ]
        },
        {
          "id": "Drug stores & pharmacies",
          "cells": [
            "Drug stores & pharmacies",
            "5912",
            "335.88 million",
            "294.66 million",
            "13.99%"
          ]
        },
        {
          "id": "Dairies",
          "cells": [
            "Dairies",
            "5451",
            "298.19 million",
            "176.34 million",
            "69.1%"
          ]
        },
        {
          "id": "Purchase of digital gold",
          "cells": [
            "Purchase of digital gold",
            "5412",
            "249.21 million",
            "222.83 million",
            "11.84%"
          ]
        },
        {
          "id": "Debt collection agencies",
          "cells": [
            "Debt collection agencies",
            "7322",
            "214.98 million",
            "168.58 million",
            "27.52%"
          ]
        },
        {
          "id": "Package shops beer, wine and liquor",
          "cells": [
            "Beer, wine and liquor shops",
            "5921",
            "214.96 million",
            "163.87 million",
            "31.18%"
          ]
        },
        {
          "id": "Online marketplaces",
          "cells": [
            "Online marketplaces",
            "5262",
            "185.96 million",
            "114.52 million",
            "62.38%"
          ]
        },
        {
          "id": "Government services not elsewhere classified",
          "cells": [
            "Government services not elsewhere classified",
            "9399",
            "152.58 million",
            "119 million",
            "28.22%"
          ]
        },
        {
          "id": "Utilities electric, gas, water and sanitary",
          "cells": [
            "Utilities electric, gas, water and sanitary",
            "4900",
            "149.57 million",
            "155.91 million",
            "−4.07%"
          ]
        },
        {
          "id": "Candy, nut and confectionery shops",
          "cells": [
            "Candy, nut and confectionery shops",
            "5441",
            "136.29 million",
            "116.48 million",
            "17.01%"
          ]
        },
        {
          "id": "Freezer and locker meat provisioners",
          "cells": [
            "Freezer and locker meat provisioners",
            "5422",
            "121.51 million",
            "117.32 million",
            "3.57%"
          ]
        },
        {
          "id": "Variety stores",
          "cells": [
            "Variety stores",
            "5331",
            "108.6 million",
            "60.77 million",
            "78.71%"
          ]
        },
        {
          "id": "Family clothing shops",
          "cells": [
            "Family clothing shops",
            "5651",
            "98.45 million",
            "75.04 million",
            "31.2%"
          ]
        },
        {
          "id": "Beauty and barber shops",
          "cells": [
            "Beauty and barber shops",
            "7230",
            "94.03 million",
            "83.73 million",
            "12.3%"
          ]
        },
        {
          "id": "Drinking places (alcoholic beverages) bars, taverns, night-clubs, cocktail lounges and discothques",
          "cells": [
            "Bars and pubs",
            "5813",
            "93.02 million",
            "82.94 million",
            "12.15%"
          ]
        },
        {
          "id": "Mens and womens clothing shops",
          "cells": [
            "Men’s and women’s clothing shops",
            "5691",
            "92.72 million",
            "100.2 million",
            "−7.47%"
          ]
        },
        {
          "id": "Electronics repair shops",
          "cells": [
            "Electronics repair shops",
            "7622",
            "87.64 million",
            "74.07 million",
            "18.32%"
          ]
        },
        {
          "id": "Department stores",
          "cells": [
            "Department stores",
            "5311",
            "84.8 million",
            "69.35 million",
            "22.28%"
          ]
        },
        {
          "id": "Securities brokers and dealers",
          "cells": [
            "Securities brokers and dealers",
            "6211",
            "84.12 million",
            "70.97 million",
            "18.53%"
          ]
        },
        {
          "id": "Taxi-cabs and limousines",
          "cells": [
            "Taxi-cabs and limousines",
            "4121",
            "82.86 million",
            "72.34 million",
            "14.54%"
          ]
        },
        {
          "id": "Electronics shops",
          "cells": [
            "Electronics shops",
            "5732",
            "82.18 million",
            "81.95 million",
            "0.28%"
          ]
        },
        {
          "id": "Mens, womens and childrens uniforms and commercial clothing",
          "cells": [
            "Uniforms and work clothing",
            "5137",
            "79.04 million",
            "68.2 million",
            "15.89%"
          ]
        }
      ]
    },
    {
      "title": "Merchant-category changes against August 2025",
      "temporalCoverage": "2025-08/2026-08",
      "columns": [
        "Name",
        "Mcc",
        "Current transactions",
        "Prior transactions",
        "Change"
      ],
      "rows": [
        {
          "id": "Groceries & supermarkets",
          "cells": [
            "Groceries & supermarkets",
            "5411",
            "4 billion",
            "3.13 billion",
            "27.69%"
          ]
        },
        {
          "id": "Fast food restaurants",
          "cells": [
            "Fast food restaurants",
            "5814",
            "1.52 billion",
            "1.26 billion",
            "20.13%"
          ]
        },
        {
          "id": "Eating places & restaurants",
          "cells": [
            "Eating places & restaurants",
            "5812",
            "1.3 billion",
            "1.18 billion",
            "9.91%"
          ]
        },
        {
          "id": "Telecommunication services",
          "cells": [
            "Telecommunication services",
            "4814",
            "817.79 million",
            "865.65 million",
            "−5.53%"
          ]
        },
        {
          "id": "Service stations",
          "cells": [
            "Service stations",
            "5541",
            "772.9 million",
            "626.95 million",
            "23.28%"
          ]
        },
        {
          "id": "Bakeries",
          "cells": [
            "Bakeries",
            "5462",
            "515.4 million",
            "271.22 million",
            "90.03%"
          ]
        },
        {
          "id": "Cigar shops & stands",
          "cells": [
            "Cigar shops & stands",
            "5993",
            "470.47 million",
            "330.07 million",
            "42.54%"
          ]
        },
        {
          "id": "Drug stores & pharmacies",
          "cells": [
            "Drug stores & pharmacies",
            "5912",
            "335.88 million",
            "322.46 million",
            "4.16%"
          ]
        },
        {
          "id": "Dairies",
          "cells": [
            "Dairies",
            "5451",
            "298.19 million",
            "179.1 million",
            "66.49%"
          ]
        },
        {
          "id": "Purchase of digital gold",
          "cells": [
            "Purchase of digital gold",
            "5412",
            "249.21 million",
            "99.77 million",
            "149.78%"
          ]
        },
        {
          "id": "Debt collection agencies",
          "cells": [
            "Debt collection agencies",
            "7322",
            "214.98 million",
            "151.49 million",
            "41.91%"
          ]
        },
        {
          "id": "Package shops beer, wine and liquor",
          "cells": [
            "Beer, wine and liquor shops",
            "5921",
            "214.96 million",
            "149.2 million",
            "44.08%"
          ]
        },
        {
          "id": "Online marketplaces",
          "cells": [
            "Online marketplaces",
            "5262",
            "185.96 million",
            "122.6 million",
            "51.68%"
          ]
        },
        {
          "id": "Government services not elsewhere classified",
          "cells": [
            "Government services not elsewhere classified",
            "9399",
            "152.58 million",
            "107.75 million",
            "41.61%"
          ]
        },
        {
          "id": "Utilities electric, gas, water and sanitary",
          "cells": [
            "Utilities electric, gas, water and sanitary",
            "4900",
            "149.57 million",
            "170.91 million",
            "−12.49%"
          ]
        },
        {
          "id": "Candy, nut and confectionery shops",
          "cells": [
            "Candy, nut and confectionery shops",
            "5441",
            "136.29 million",
            "115.11 million",
            "18.4%"
          ]
        },
        {
          "id": "Freezer and locker meat provisioners",
          "cells": [
            "Freezer and locker meat provisioners",
            "5422",
            "121.51 million",
            "102.15 million",
            "18.95%"
          ]
        },
        {
          "id": "Variety stores",
          "cells": [
            "Variety stores",
            "5331",
            "108.6 million",
            "67.18 million",
            "61.66%"
          ]
        },
        {
          "id": "Beauty and barber shops",
          "cells": [
            "Beauty and barber shops",
            "7230",
            "94.03 million",
            "81.72 million",
            "15.06%"
          ]
        },
        {
          "id": "Drinking places (alcoholic beverages) bars, taverns, night-clubs, cocktail lounges and discothques",
          "cells": [
            "Bars and pubs",
            "5813",
            "93.02 million",
            "88.17 million",
            "5.5%"
          ]
        },
        {
          "id": "Mens and womens clothing shops",
          "cells": [
            "Men’s and women’s clothing shops",
            "5691",
            "92.72 million",
            "101.85 million",
            "−8.96%"
          ]
        },
        {
          "id": "Electronics repair shops",
          "cells": [
            "Electronics repair shops",
            "7622",
            "87.64 million",
            "78.02 million",
            "12.33%"
          ]
        },
        {
          "id": "Department stores",
          "cells": [
            "Department stores",
            "5311",
            "84.8 million",
            "69.99 million",
            "21.16%"
          ]
        },
        {
          "id": "Securities brokers and dealers",
          "cells": [
            "Securities brokers and dealers",
            "6211",
            "84.12 million",
            "57.81 million",
            "45.51%"
          ]
        },
        {
          "id": "Taxi-cabs and limousines",
          "cells": [
            "Taxi-cabs and limousines",
            "4121",
            "82.86 million",
            "69.96 million",
            "18.44%"
          ]
        },
        {
          "id": "Electronics shops",
          "cells": [
            "Electronics shops",
            "5732",
            "82.18 million",
            "93.34 million",
            "−11.96%"
          ]
        },
        {
          "id": "Mens, womens and childrens uniforms and commercial clothing",
          "cells": [
            "Uniforms and work clothing",
            "5137",
            "79.04 million",
            "75.87 million",
            "4.18%"
          ]
        }
      ]
    }
  ],
  "downloads": {
    "json": "https://data.indiadispatch.com/data/series/payments/upi-merchant-categories.json",
    "csv": "https://data.indiadispatch.com/data/series/payments/upi-merchant-categories.csv"
  },
  "publicationArchive": "https://data.indiadispatch.com/archive/payments/upi-merchant-categories"
}
