{"format":"india-by-the-numbers.series.v1","id":"household/banking-system","name":"Bank balance sheets","hub":"Household","topic":"Banks and credit supply","moduleIds":["banking-system"],"url":"https://data.indiadispatch.com/household/bank-balance-sheets","period":"15 September 2026","periodKey":"2026-09-15","latest":{"formattedValue":"80.84%"},"source":{"name":"Reserve Bank of India","url":"https://www.rbi.org.in/"},"numericValue":80.83555243288345,"unit":"percent","measure":"credit_deposit_ratio_percent","cadence":"Fortnightly","version":"83d79cd1364e5082c49cc67da8ecebc81006a11fd41fedf0ca0c1cbb1af35b11","dateModified":"2026-10-05T05:33:24.257Z","coverage":"2021-06-18/2026-09-15","notes":["The table retains the source’s published periods. Missing observations are not zero and have not been interpolated."],"license":{"name":"Creative Commons Attribution 4.0 International","url":"https://creativecommons.org/licenses/by/4.0/","scope":"India Dispatch's original compiled tables and editorial text"},"sourceRights":"Underlying source publishers retain their own rights. This license does not grant rights to publisher documents, branding or other third-party material.","attribution":"India by the numbers, Bank balance sheets, 15 September 2026, https://data.indiadispatch.com/household/bank-balance-sheets. Source: Reserve Bank of India.","valueRepresentation":"Table cells are the publication's formatted observations, with units retained. Missing observations are not zero. Numeric latest amounts, where present, are separately labelled INR and USD.","tables":[{"title":"Bank credit, deposits and securities","temporalCoverage":"2021-06-18/2026-09-15","columns":["Period","Credit growth","Credit deposit ratio","Gsec investments"],"rows":[{"id":"2021-06-18","cells":["18 June 2021","5.8%","70.87%","₹45.81 trillion · $476 billion"]},{"id":"2021-09-10","cells":["10 September 2021","6.7%","70.06%","₹47.01 trillion · $488 billion"]},{"id":"2021-12-17","cells":["17 December 2021","7.3%","71.31%","₹45.99 trillion · $478 billion"]},{"id":"2022-03-11","cells":["11 March 2022","8.5%","71.98%","₹47.5 trillion · $493 billion"]},{"id":"2022-06-17","cells":["17 June 2022","13.2%","73.32%","₹48.07 trillion · $499 billion"]},{"id":"2023-06-30","cells":["30 June 2023","16.2%","75.11%","₹56.73 trillion · $589 billion"]},{"id":"2023-09-22","cells":["22 September 2023","20%","78.6%","₹59.81 trillion · $621 billion"]},{"id":"2023-12-15","cells":["15 December 2023","20.2%","79.86%","₹59.6 trillion · $619 billion"]},{"id":"2024-03-22","cells":["22 March 2024","20.2%","80.27%","₹61.05 trillion · $634 billion"]},{"id":"2024-06-14","cells":["14 June 2024","19.2%","79.94%","₹62.28 trillion · $647 billion"]},{"id":"2024-09-20","cells":["20 September 2024","13%","79.63%","₹64.01 trillion · $665 billion"]},{"id":"2024-12-13","cells":["13 December 2024","11.5%","79.7%","₹65.56 trillion · $681 billion"]},{"id":"2025-03-21","cells":["21 March 2025","11%","80.81%","₹66.97 trillion · $695 billion"]},{"id":"2025-06-13","cells":["13 June 2025","9.6%","79.39%","₹66.91 trillion · $695 billion"]},{"id":"2025-09-19","cells":["19 September 2025","10.4%","80.28%","₹68.46 trillion · $711 billion"]},{"id":"2025-12-15","cells":["15 December 2025","12%","81.61%","₹68.81 trillion · $714 billion"]},{"id":"2026-03-15","cells":["15 March 2026","13.8%","83.04%","₹69.22 trillion · $719 billion"]},{"id":"2026-06-15","cells":["15 June 2026","17.7%","83.38%","₹70.69 trillion · $734 billion"]},{"id":"2026-06-30","cells":["30 June 2026","18.6%","82.63%","₹70.87 trillion · $736 billion"]},{"id":"2026-07-15","cells":["15 July 2026","17.7%","82.68%","₹71.35 trillion · $741 billion"]},{"id":"2026-07-31","cells":["31 July 2026","19.3%","81.95%","₹71.56 trillion · $743 billion"]},{"id":"2026-08-15","cells":["15 August 2026","18.3%","81.72%","₹71.91 trillion · $747 billion"]},{"id":"2026-08-31","cells":["31 August 2026","19.1%","80.32%","₹72.63 trillion · $754 billion"]},{"id":"2026-09-15","cells":["15 September 2026","18.1%","80.84%","₹73.15 trillion · $759 billion"]}]},{"title":"Current aggregate deposits","temporalCoverage":"2026-09-15","columns":["As of","Indian rupees","Yoy"],"rows":[{"id":"2026-09-15","cells":["15 September 2026","₹276.23 trillion · $2.87 trillion","17.31%"]}]},{"title":"Current bank credit","temporalCoverage":"2026-09-15","columns":["As of","Indian rupees","Yoy"],"rows":[{"id":"2026-09-15","cells":["15 September 2026","₹223.29 trillion · $2.32 trillion","18.13%"]}]}],"downloads":{"json":"https://data.indiadispatch.com/data/series/household/bank-balance-sheets.json","csv":"https://data.indiadispatch.com/data/series/household/bank-balance-sheets.csv"},"publicationArchive":"https://data.indiadispatch.com/archive/household/bank-balance-sheets"}