{"format":"india-by-the-numbers.series.v1","id":"household/credit","name":"Home loans","hub":"Household","topic":"Housing","moduleIds":["credit"],"url":"https://data.indiadispatch.com/household/home-loans","period":"March 2026","periodKey":"2026-03","latest":{"formattedValue":"₹44.4 trillion · $461 billion","inr":44400000000000,"usd":460963455149.5017},"source":{"name":"CRIF High Mark","url":"https://www.crifhighmark.com/insights/reports"},"numericValue":44400000000000,"unit":"INR","measure":"outstanding_trillion","cadence":"Quarterly","version":"604f5bb98314dd3d5c27184d2240a7baecbb278591f075bccb5d73f3b450a275","dateModified":"2026-10-05T05:33:24.257Z","coverage":"2026-03","notes":["The table retains the source’s published periods. Missing observations are not zero and have not been interpolated.","CRIF retail credit combines consumption loans with credit to sole proprietors, including commercial-vehicle, construction-equipment, business and loan-against-property accounts. Gold loans include priority-sector gold loans and are not directly comparable with RBI bank-only or NBFC-only balances.","Dollar equivalents use the site’s reference rate of $1 = ₹96.32 on 2 October 2026, not historical exchange rates."],"license":{"name":"Creative Commons Attribution 4.0 International","url":"https://creativecommons.org/licenses/by/4.0/","scope":"India Dispatch's original compiled tables and editorial text"},"sourceRights":"Underlying source publishers retain their own rights. This license does not grant rights to publisher documents, branding or other third-party material.","attribution":"India by the numbers, Home loans, March 2026, https://data.indiadispatch.com/household/home-loans. Source: CRIF High Mark.","valueRepresentation":"Table cells are the publication's formatted observations, with units retained. Missing observations are not zero. Numeric latest amounts, where present, are separately labelled INR and USD.","tables":[{"title":"Home-loan balances","temporalCoverage":"2026-03","columns":["Period","Outstanding","Yoy","Qoq"],"rows":[{"id":"2026-03","cells":["March 2026","₹44.4 trillion · $461 billion","9.4%","3.4%"]}]}],"downloads":{"json":"https://data.indiadispatch.com/data/series/household/home-loans.json","csv":"https://data.indiadispatch.com/data/series/household/home-loans.csv"},"publicationArchive":"https://data.indiadispatch.com/archive/household/home-loans"}