{"format":"india-by-the-numbers.series.v1","id":"payments/apps","name":"UPI app market share","hub":"Payments","topic":"UPI apps","moduleIds":["apps","app-comparison"],"url":"https://data.indiadispatch.com/payments/upi-app-market-share","period":"September 2026","periodKey":"2026-09","latest":{"formattedValue":"PhonePe: 45.57% of payer-app transactions","change":"No comparable earlier snapshot of this payer-app share is retained","supportingFigures":"UPI is India’s shared instant-payments network. This ranking measures the app used to initiate a payment, not the recipient’s app, app revenue or unique customers."},"source":{"name":"National Payments Corporation of India","url":"https://www.npci.org.in/product/ecosystem-statistics/upi"},"numericValue":45.57066654418448,"unit":"percent","measure":"payer_app_volume_share","readingLabel":"Leading payer-app share of UPI transactions","readingValue":"PhonePe: 45.57% of payer-app transactions","comparison":{"status":"unavailable","reason":"No comparable earlier snapshot of this payer-app share is retained","text":"No comparable earlier snapshot of this payer-app share is retained"},"cadence":"Monthly","version":"83b5f0d6ed5da34e891b5c91ec155eae5c962b1b25d982574e0a27a07c0a6acc","dateModified":"2026-10-14T19:21:19.450Z","coverage":"2026-03/2026-09","notes":["Shares use the official payer-app transaction total as their denominator. They should not be recalculated using a newer month’s headline network total.","Each comparison snapshot has its own date. An app absent from a snapshot has no reported observation here; absence is not zero.","The table retains the source’s published periods. Missing observations are not zero and have not been interpolated.","Historical comparisons retain each snapshot’s payer-app denominator. Missing apps are not treated as zero."],"license":{"name":"Creative Commons Attribution 4.0 International","url":"https://creativecommons.org/licenses/by/4.0/","scope":"India Dispatch's original compiled tables and editorial text"},"sourceRights":"Underlying source publishers retain their own rights. This license does not grant rights to publisher documents, branding or other third-party material.","attribution":"India by the numbers, UPI app market share, September 2026, https://data.indiadispatch.com/payments/upi-app-market-share. Source: National Payments Corporation of India.","valueRepresentation":"Table cells are the publication's formatted observations, with units retained. Missing observations are not zero. Numeric latest amounts, where present, are separately labelled INR and USD.","tables":[{"title":"Payer apps in September 2026","columns":["App","Transactions","Volume share"],"rows":[{"id":"PhonePe","cells":["PhonePe","10.91 billion","45.57%"]},{"id":"Google Pay","cells":["Google Pay","7.71 billion","32.23%"]},{"id":"Paytm","cells":["Paytm","1.94 billion","8.12%"]},{"id":"Navi","cells":["Navi","1.14 billion","4.76%"]},{"id":"super.money","cells":["super.money","405.14 million","1.69%"]},{"id":"BHIM","cells":["BHIM","253.94 million","1.06%"]},{"id":"FamApp","cells":["FamApp","228.05 million","0.95%"]},{"id":"WhatsApp","cells":["WhatsApp","192.07 million","0.8%"]},{"id":"Kotak Mahindra Bank Apps","cells":["Kotak Mahindra Bank Apps","141.5 million","0.59%"]},{"id":"CRED","cells":["CRED","141.37 million","0.59%"]},{"id":"Axis Bank Apps","cells":["Axis Bank Apps","134.86 million","0.56%"]},{"id":"Amazon Pay","cells":["Amazon Pay","91.68 million","0.38%"]},{"id":"Slice Small Finance Bank Apps","cells":["Slice Small Finance Bank Apps","83.9 million","0.35%"]},{"id":"Mobikwik","cells":["Mobikwik","72.41 million","0.3%"]},{"id":"HDFC Bank Apps","cells":["HDFC Bank Apps","63.97 million","0.27%"]},{"id":"IDFC Bank Apps","cells":["IDFC Bank Apps","57.43 million","0.24%"]},{"id":"ICICI Bank Apps","cells":["ICICI Bank Apps","57.32 million","0.24%"]},{"id":"Yes Bank Apps","cells":["Yes Bank Apps","46.01 million","0.19%"]},{"id":"State Bank of India Apps","cells":["State Bank of India Apps","30.94 million","0.13%"]},{"id":"Unity Small Finance Bank Apps","cells":["Unity Small Finance Bank Apps","20.8 million","0.09%"]}]},{"title":"Comparison snapshot: March 2026","columns":["App","Transactions","Volume share"],"rows":[{"id":"PhonePe","cells":["PhonePe","10.5 billion","46.7%"]},{"id":"Google Pay","cells":["Google Pay","7.54 billion","33.5%"]},{"id":"Paytm","cells":["Paytm","1.77 billion","7.87%"]},{"id":"Navi","cells":["Navi","790.34 million","3.51%"]},{"id":"super.money","cells":["super.money","341.24 million","1.52%"]},{"id":"BHIM","cells":["BHIM","202.44 million","0.9%"]},{"id":"FamApp","cells":["FamApp","168.6 million","0.75%"]},{"id":"CRED","cells":["CRED","163.2 million","0.73%"]},{"id":"Axis Bank Apps","cells":["Axis Bank Apps","135.4 million","0.6%"]},{"id":"WhatsApp","cells":["WhatsApp","130.74 million","0.58%"]},{"id":"Kotak Mahindra Bank Apps","cells":["Kotak Mahindra Bank Apps","114.66 million","0.51%"]},{"id":"Amazon Pay","cells":["Amazon Pay","87.58 million","0.39%"]},{"id":"Mobikwik","cells":["Mobikwik","78.74 million","0.35%"]},{"id":"HDFC Bank Apps","cells":["HDFC Bank Apps","76.89 million","0.34%"]},{"id":"Slice Small Finance Bank Apps","cells":["Slice Small Finance Bank Apps","50.24 million","0.22%"]},{"id":"ICICI Bank Apps","cells":["ICICI Bank Apps","46.71 million","0.21%"]},{"id":"IDFC Bank Apps","cells":["IDFC Bank Apps","45.7 million","0.2%"]},{"id":"Yes Bank Apps","cells":["Yes Bank Apps","43.29 million","0.19%"]},{"id":"India Post Payments Bank Apps","cells":["India Post Payments Bank Apps","19.51 million","0.09%"]},{"id":"Airtel Payments Bank Apps","cells":["Airtel Payments Bank Apps","18.79 million","0.08%"]},{"id":"State Bank of India Apps","cells":["State Bank of India Apps","18.16 million","0.08%"]},{"id":"Groww","cells":["Groww","16.4 million","0.07%"]},{"id":"Bajaj Finserv","cells":["Bajaj Finserv","13.67 million","0.06%"]},{"id":"RBL Bank Apps","cells":["RBL Bank Apps","11.39 million","0.05%"]},{"id":"Samsung Pay","cells":["Samsung Pay","11 million","0.05%"]},{"id":"Jio Payments Bank Apps","cells":["Jio Payments Bank Apps","7.77 million","0.03%"]},{"id":"Federal Bank Apps","cells":["Federal Bank Apps","7.43 million","0.03%"]},{"id":"Pop Upi","cells":["Pop Upi","7.38 million","0.03%"]},{"id":"Jupiter Money","cells":["Jupiter Money","5.7 million","0.03%"]},{"id":"Deutsche Bank Apps","cells":["Deutsche Bank Apps","5.08 million","0.02%"]},{"id":"Ind Money","cells":["Ind Money","4.02 million","0.02%"]},{"id":"Money View","cells":["Money View","3.82 million","0.02%"]},{"id":"KreditBee","cells":["KreditBee","3.68 million","0.02%"]},{"id":"Canara Bank Apps","cells":["Canara Bank Apps","3.65 million","0.02%"]},{"id":"Others","cells":["Others","3.55 million","0.02%"]},{"id":"Jammu and Kashmir Bank Apps","cells":["Jammu and Kashmir Bank Apps","3.08 million","0.01%"]},{"id":"Kiwi","cells":["Kiwi","2.79 million","0.01%"]},{"id":"Suryoday Bank Apps","cells":["Suryoday Bank Apps","2.78 million","0.01%"]},{"id":"Flipkart UPI","cells":["Flipkart UPI","2.69 million","0.01%"]},{"id":"Bharat Pe","cells":["Bharat Pe","2.62 million","0.01%"]},{"id":"Omni Card","cells":["Omni Card","1.94 million","0.01%"]},{"id":"Fi Money","cells":["Fi Money","1.92 million","0.01%"]},{"id":"Indian Bank Apps","cells":["Indian Bank Apps","1.69 million","0.01%"]},{"id":"Aditya Birla Capital Digital","cells":["Aditya Birla Capital Digital","1.66 million","0.01%"]},{"id":"Bank of Baroda Apps","cells":["Bank of Baroda Apps","1.65 million","0.01%"]},{"id":"Punjab National Bank Apps","cells":["Punjab National Bank Apps","1.61 million","0.01%"]},{"id":"HSBC Bank Apps","cells":["HSBC Bank Apps","1.55 million","0.01%"]},{"id":"Digikhata","cells":["Digikhata","1.49 million","0.01%"]},{"id":"Timepay","cells":["Timepay","1.34 million","0.01%"]},{"id":"IndusInd Bank Apps","cells":["IndusInd Bank Apps","1.21 million","0.01%"]},{"id":"Freo","cells":["Freo","1.21 million","0.01%"]},{"id":"Union Bank Apps","cells":["Union Bank Apps","1 million","<0.01%"]},{"id":"AU Small Finance Bank Apps","cells":["AU Small Finance Bank Apps","970,000","<0.01%"]},{"id":"South Indian Bank Apps","cells":["South Indian Bank Apps","910,000","<0.01%"]},{"id":"Jar","cells":["Jar","820,000","<0.01%"]},{"id":"Kredit Pe","cells":["Kredit Pe","760,000","<0.01%"]},{"id":"Fino Payments Bank Apps","cells":["Fino Payments Bank Apps","710,000","<0.01%"]},{"id":"UCO Bank Apps","cells":["UCO Bank Apps","630,000","<0.01%"]},{"id":"One Card","cells":["One Card","610,000","<0.01%"]},{"id":"Salary Se","cells":["Salary Se","600,000","<0.01%"]},{"id":"DBS Digibank Apps","cells":["DBS Digibank Apps","580,000","<0.01%"]},{"id":"Shri Ram One","cells":["Shri Ram One","550,000","<0.01%"]},{"id":"Rapipay","cells":["Rapipay","540,000","<0.01%"]},{"id":"Standard Chartered Bank Apps","cells":["Standard Chartered Bank Apps","510,000","<0.01%"]},{"id":"Central Bank of India Apps","cells":["Central Bank of India Apps","500,000","<0.01%"]},{"id":"Spice Money","cells":["Spice Money","450,000","<0.01%"]},{"id":"Saathi by PayNearBy","cells":["Saathi by PayNearBy","330,000","<0.01%"]},{"id":"Bank of India Apps","cells":["Bank of India Apps","330,000","<0.01%"]},{"id":"Tata Pay","cells":["Tata Pay","310,000","<0.01%"]},{"id":"NSDL Payments Bank Apps","cells":["NSDL Payments Bank Apps","270,000","<0.01%"]},{"id":"IDBI Bank Apps","cells":["IDBI Bank Apps","230,000","<0.01%"]},{"id":"Karnataka Bank Apps","cells":["Karnataka Bank Apps","220,000","<0.01%"]},{"id":"Obopay","cells":["Obopay","220,000","<0.01%"]},{"id":"Dhani","cells":["Dhani","190,000","<0.01%"]},{"id":"True Balance","cells":["True Balance","180,000","<0.01%"]},{"id":"Karur Vysya Bank Apps","cells":["Karur Vysya Bank Apps","140,000","<0.01%"]},{"id":"TwidPay","cells":["TwidPay","140,000","<0.01%"]},{"id":"Payworld","cells":["Payworld","110,000","<0.01%"]},{"id":"Tamilnad Mercantile Bank Apps","cells":["Tamilnad Mercantile Bank Apps","110,000","<0.01%"]},{"id":"City Union Bank Apps","cells":["City Union Bank Apps","110,000","<0.01%"]},{"id":"ESAF Small Finance Bank Apps","cells":["ESAF Small Finance Bank Apps","100,000","<0.01%"]},{"id":"Indian Overseas Bank Apps","cells":["Indian Overseas Bank Apps","100,000","<0.01%"]},{"id":"Cheq","cells":["Cheq","80,000","<0.01%"]},{"id":"Bank of Maharashtra Apps","cells":["Bank of Maharashtra Apps","80,000","<0.01%"]},{"id":"Equitas Small Finance Bank Apps","cells":["Equitas Small Finance Bank Apps","70,000","<0.01%"]},{"id":"Curie Money","cells":["Curie Money","60,000","<0.01%"]},{"id":"Fave","cells":["Fave","60,000","<0.01%"]},{"id":"Unity Small Finance Bank Apps","cells":["Unity Small Finance Bank Apps","60,000","<0.01%"]},{"id":"Ultracash","cells":["Ultracash","50,000","<0.01%"]},{"id":"Lxme","cells":["Lxme","50,000","<0.01%"]},{"id":"Zet","cells":["Zet","30,000","<0.01%"]},{"id":"Punjab Sind Bank Apps","cells":["Punjab Sind Bank Apps","30,000","<0.01%"]}]},{"title":"Payer-app shares against March 2026","temporalCoverage":"2026-03/2026-09","columns":["Name","Current share","Prior share","Change percentage points"],"rows":[{"id":"PhonePe","cells":["PhonePe","45.57%","46.7%","−1.13 points"]},{"id":"Google Pay","cells":["Google Pay","32.23%","33.5%","−1.27 points"]},{"id":"Paytm","cells":["Paytm","8.12%","7.87%","+0.25 points"]},{"id":"Navi","cells":["Navi","4.76%","3.51%","+1.24 points"]},{"id":"super.money","cells":["super.money","1.69%","1.52%","+0.18 points"]},{"id":"BHIM","cells":["BHIM","1.06%","0.9%","+0.16 points"]},{"id":"FamApp","cells":["FamApp","0.95%","0.75%","+0.2 points"]},{"id":"Whatsapp","cells":["WhatsApp","0.8%","0.58%","+0.22 points"]},{"id":"Kotak Mahindra Bank Apps","cells":["Kotak Mahindra Bank Apps","0.59%","0.51%","+0.08 points"]},{"id":"CRED","cells":["CRED","0.59%","0.73%","−0.13 points"]},{"id":"Axis Bank Apps","cells":["Axis Bank Apps","0.56%","0.6%","−0.04 points"]},{"id":"Amazon Pay","cells":["Amazon Pay","0.38%","0.39%","−0.01 points"]},{"id":"Slice Small Finance Bank Apps","cells":["Slice Small Finance Bank Apps","0.35%","0.22%","+0.13 points"]},{"id":"Mobikwik","cells":["Mobikwik","0.3%","0.35%","−0.05 points"]},{"id":"HDFC Bank Apps","cells":["HDFC Bank Apps","0.27%","0.34%","−0.07 points"]},{"id":"IDFC Bank Apps","cells":["IDFC Bank Apps","0.24%","0.2%","+0.04 points"]},{"id":"ICICI Bank Apps","cells":["ICICI Bank Apps","0.24%","0.21%","+0.03 points"]},{"id":"Yes Bank Apps","cells":["Yes Bank Apps","0.19%","0.19%","Unchanged"]},{"id":"State Bank of India Apps","cells":["State Bank of India Apps","0.13%","0.08%","+0.05 points"]},{"id":"Unity Small Finance Bank Apps","cells":["Unity Small Finance Bank Apps","0.09%","<0.01%","+0.09 points"]}]}],"downloads":{"json":"https://data.indiadispatch.com/data/series/payments/upi-app-market-share.json","csv":"https://data.indiadispatch.com/data/series/payments/upi-app-market-share.csv"},"publicationArchive":"https://data.indiadispatch.com/archive/payments/upi-app-market-share"}