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UPI transactions

Data through

UPI handled 25.47 billion transactions

India’s shared instant-payments network. Transaction value is money moved, not consumer spending.

Monthly UPI transactions

Monthly UPI transactions: 49 observations shown, from October 2022 through October 2026.

Monthly UPI transactions. Latest shown reading: 25.47 billion in October 2026.
Monthly UPI transactions, observations in the selected range
PeriodTransactions
October 20227.31 billion
November 20227.31 billion
December 20227.83 billion
January 20238.04 billion
February 20237.53 billion
March 20238.69 billion
April 20238.9 billion
May 20239.42 billion
June 20239.34 billion
July 20239.96 billion
August 202310.59 billion
September 202310.56 billion
October 202311.41 billion
November 202311.24 billion
December 202312.02 billion
January 202412.2 billion
February 202412.1 billion
March 202413.44 billion
April 202413.3 billion
May 202414.04 billion
June 202413.89 billion
July 202414.44 billion
August 202414.96 billion
September 202415.04 billion
October 202416.58 billion
November 202415.48 billion
December 202416.73 billion
January 202517 billion
February 202516.11 billion
March 202518.3 billion
April 202517.89 billion
May 202518.68 billion
June 202518.4 billion
July 202519.47 billion
August 202520.01 billion
September 202519.63 billion
October 202520.7 billion
November 202520.47 billion
December 202521.63 billion
January 202621.7 billion
February 202620.39 billion
March 202622.64 billion
April 202622.35 billion
May 202623.2 billion
June 202622.72 billion
July 202623.66 billion
August 202624.51 billion
September 202624.07 billion
October 202625.47 billion

data.indiadispatch.com

Source: National Payments Corporation of India, India Dispatch Research

What the figures measure

is India’s shared instant-payments network. It moved ₹31.53 trillion (₹31.53 lakh crore) · $337 billion in October 2026, across transfers and merchant payments.

+5.8% compared with September 2026.

+14% compared with April 2026.

+23% compared with October 2025.

Transaction value measures money moved, not consumer spending. The same money can move more than once.

758 banks were live in October 2026. The bank-count date can differ from the transaction month.

Dollar equivalents use the same reference rate throughout, not the historical exchange rate for each observation. FX as of 11 November 2026.

Terms in this reading
UPI
The Unified Payments Interface, India’s shared network for instant payments between bank accounts. Definition and conventions

Monthly transaction volume and value

Monthly transaction volume and value
MonthTransactionsValue moved
October 202625.47 billion₹31.53 trillion (₹31.53 lakh crore) · $337 billion
September 202624.07 billion₹29.37 trillion (₹29.37 lakh crore) · $314 billion
August 202624.51 billion₹29.82 trillion (₹29.82 lakh crore) · $318 billion
July 202623.66 billion₹29.88 trillion (₹29.88 lakh crore) · $319 billion
June 202622.72 billion₹28.92 trillion (₹28.92 lakh crore) · $309 billion
May 202623.2 billion₹29.9 trillion (₹29.9 lakh crore) · $319 billion
April 202622.35 billion₹29.03 trillion (₹29.03 lakh crore) · $310 billion
March 202622.64 billion₹29.53 trillion (₹29.53 lakh crore) · $315 billion
February 202620.39 billion₹26.84 trillion (₹26.84 lakh crore) · $287 billion
January 202621.7 billion₹28.33 trillion (₹28.33 lakh crore) · $302 billion
December 202521.63 billion₹27.97 trillion (₹27.97 lakh crore) · $299 billion
November 202520.47 billion₹26.32 trillion (₹26.32 lakh crore) · $281 billion
October 202520.7 billion₹27.28 trillion (₹27.28 lakh crore) · $291 billion
September 202519.63 billion₹24.9 trillion (₹24.9 lakh crore) · $266 billion
August 202520.01 billion₹24.85 trillion (₹24.85 lakh crore) · $265 billion
July 202519.47 billion₹25.08 trillion (₹25.08 lakh crore) · $268 billion
June 202518.4 billion₹24.04 trillion (₹24.04 lakh crore) · $257 billion
May 202518.68 billion₹25.14 trillion (₹25.14 lakh crore) · $268 billion
April 202517.89 billion₹23.95 trillion (₹23.95 lakh crore) · $256 billion
March 202518.3 billion₹24.77 trillion (₹24.77 lakh crore) · $264 billion
February 202516.11 billion₹21.96 trillion (₹21.96 lakh crore) · $234 billion
January 202517 billion₹23.48 trillion (₹23.48 lakh crore) · $251 billion
December 202416.73 billion₹23.25 trillion (₹23.25 lakh crore) · $248 billion
November 202415.48 billion₹21.55 trillion (₹21.55 lakh crore) · $230 billion
October 202416.58 billion₹23.5 trillion (₹23.5 lakh crore) · $251 billion
September 202415.04 billion₹20.64 trillion (₹20.64 lakh crore) · $220 billion
August 202414.96 billion₹20.61 trillion (₹20.61 lakh crore) · $220 billion
July 202414.44 billion₹20.64 trillion (₹20.64 lakh crore) · $220 billion
June 202413.89 billion₹20.07 trillion (₹20.07 lakh crore) · $214 billion
May 202414.04 billion₹20.45 trillion (₹20.45 lakh crore) · $218 billion
April 202413.3 billion₹19.64 trillion (₹19.64 lakh crore) · $210 billion
March 202413.44 billion₹19.78 trillion (₹19.78 lakh crore) · $211 billion
February 202412.1 billion₹18.28 trillion (₹18.28 lakh crore) · $195 billion
January 202412.2 billion₹18.41 trillion (₹18.41 lakh crore) · $197 billion
December 202312.02 billion₹18.23 trillion (₹18.23 lakh crore) · $195 billion
November 202311.24 billion₹17.4 trillion (₹17.4 lakh crore) · $186 billion
October 202311.41 billion₹17.16 trillion (₹17.16 lakh crore) · $183 billion
September 202310.56 billion₹15.79 trillion (₹15.79 lakh crore) · $169 billion
August 202310.59 billion₹15.77 trillion (₹15.77 lakh crore) · $168 billion
July 20239.96 billion₹15.34 trillion (₹15.34 lakh crore) · $164 billion
June 20239.34 billion₹14.75 trillion (₹14.75 lakh crore) · $157 billion
May 20239.42 billion₹14.89 trillion (₹14.89 lakh crore) · $159 billion
April 20238.9 billion₹14.08 trillion (₹14.08 lakh crore) · $150 billion
March 20238.69 billion₹14.1 trillion (₹14.1 lakh crore) · $151 billion
February 20237.53 billion₹12.36 trillion (₹12.36 lakh crore) · $132 billion
January 20238.04 billion₹12.99 trillion (₹12.99 lakh crore) · $139 billion
December 20227.83 billion₹12.82 trillion (₹12.82 lakh crore) · $137 billion
November 20227.31 billion₹11.91 trillion (₹11.91 lakh crore) · $127 billion
October 20227.31 billion₹12.12 trillion (₹12.12 lakh crore) · $129 billion

data.indiadispatch.com

Cite this reading

India by the numbers, UPI transactions, October 2026. UPI network transactions: 25.47 billion transactions. Source: National Payments Corporation of India. https://data.indiadispatch.com/payments/upi-transactions

Published content updated . This is separate from the source observation period.

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UPI: The Unified Payments Interface, India’s shared network for instant payments between bank accounts. Definition and conventions