Maharashtra accounted for 9.8% of India’s UPI transactions
UPI, India’s shared instant-payments network, processed 2,221.4 million transactions and moved ₹2.67 trillion ($28 billion).
NPCI · June 2026 · FX as of August 11, 2026India, in numbers
A running account of the Indian economy, built from what its people pay, buy, borrow, invest and send across its borders.
UPI
Indians make 763 million UPI transactions a day
UPI is the shared network behind most digital payments in India.
Daily averageJuly 2026
763.2million
transactions / day
transactions / day
+0.8% vs June+21.5% vs July 2025
July 2025July 2026
data.indiadispatch.com
UPI, last month
23.66 billion
Transactions
+4.1% month on month · 31 days vs 30
₹29.88 trillion
$313 billion
Value moved
FX as of August 11, 2026
₹1,263
$13.2
Average transaction
Across all UPI transactions
741
Banks live
July 2026 · +10 since June 2026
The RBI week
Four numbers that moved before the month closed
Released by the Reserve Bank of India, the central bank, on 7 August 2026. The underlying observations are dated 15 July 2026 or 31 July 2026.
+12.8% year on year
+0.6% year on year
+12.7% year on year
+17.7% year on year
Cards
Credit cards moved ₹2.01 trillion ($21.1 billion) in June 2026
581.3 million payments across 121.59 million cards in circulation. Cash withdrawals are excluded.
Payment value · June 2026₹2.01 trillion$21.1 billion
Payment volume · June 2026581.3 million
data.indiadispatch.com
The real economy
Headline inflation was 4.38% in June 2026
Food inflation was 5.32%. Both are year-on-year all-India readings from the official consumer-price release.
data.indiadispatch.com
Work and output
White-collar hiring was 5% higher than a year earlier in July 2026
The Naukri JobSpeak index tracks hiring advertised on Naukri. It is a private-platform signal for organised white-collar work, not a count of all jobs in India.
White-collar hiring index3,227
July 2026
1y +5%
data.indiadispatch.com
Energy
India imported 88.7% of the crude oil it used in 2025-26
245.3 million tonnes of crude oil cost $122 billion. The newest figures are provisional.
data.indiadispatch.com
Household finance
Urban and rural confidence both weakened in July 2026
The RBI’s current-situation index fell to 88.3 in cities and 91.7 in rural and semi-urban India. A reading below 100 means pessimistic responses outnumber optimistic ones.
Urban88.3
July 2026
data.indiadispatch.com
Capital markets
For every 100 monthly investment plans Indians opened, 91 were stopped
SIPs, standing monthly contributions into mutual funds, are the backbone of Indian retail investing. The comparison uses registrations and discontinuations through June 2026.
SIP accountsRegistrations and discontinuations
Jun 26
Outstanding accounts105.16 million
Contributing accounts97.83 million
Did not contribute this month7.33 million
Monthly contribution₹317.81 billion$3.33 billion
SIP assets were ₹17.7 trillion ($186 billion) at the end of Jun 26.
data.indiadispatch.com
Public finance
Capital spending has quadrupled since 2017-18
Completed-year capital expenditure rose from ₹2.64 trillion ($27.6 billion) to ₹10.69 trillion ($112 billion).
data.indiadispatch.com
How the world sees India
India bought 8.0 times as much from China as it sold in 2025-26
Imports were $113 billion, exports were $14.3 billion, and the merchandise deficit was $99.2 billion.
Imports$113 billion
2025-26
data.indiadispatch.com
How the world sees India
Software-services exports reached $205 billion in 2024-25
The Reserve Bank of India’s annual survey reported the same exports at ₹17.31 trillion. Sales delivered through companies’ overseas commercial presence are excluded.
data.indiadispatch.com
Quick answers
Questions this page answers
How does the newest official release describe UPI activity in India?
The newest verified data show that nPCI recorded 23.66 billion UPI transactions in July 2026.
How does the newest official release describe consumer inflation in India?
The newest verified data show that headline consumer inflation was 4.38% in June 2026.
How does the newest official release describe the data covered by How India Spends?
The newest verified data show that the publication follows payments, prices, consumption, jobs, household finance, housing, capital markets, public finances and India’s links with the world.