India by the numbers

Banks and credit supply

Bank lending by sector

Bank lending by sector: 18.3% in June 2026

18.3%

Data through

Notes

The table retains the source’s published periods. Missing observations are not zero and have not been interpolated.

Publication cadence: Monthly. Missing observations are not zero.

Credit growth by sector

Credit growth by sector
PeriodSectorYoyPrevious yoy
June 2026Personal loans15.8%11.7%
June 2026Services21.4%8.8%
June 2026Industry19.2%6.3%
June 2026Agriculture16.8%6.8%
June 2026Non-food credit18.3%9.3%
May 2026Personal loans15.4%11.1%
May 2026Services20.4%8.4%
May 2026Industry17.5%5.3%
May 2026Agriculture14.9%7.5%
May 2026Non-food credit17.4%8.8%
April 2026Personal loans16%11.9%
April 2026Services18.6%10.1%
April 2026Industry15.1%7%
April 2026Agriculture13.7%9.2%
April 2026Non-food credit15.8%9.8%
March 2026Personal loans16.2%11.7%
March 2026Services19%12%
March 2026Industry15%8.2%
March 2026Agriculture15.7%10.4%
March 2026Non-food credit15.9%10.9%
February 2026Personal loans15.2%11.7%
February 2026Services16.3%11.7%
February 2026Industry13.5%7.5%
February 2026Agriculture12.3%11.4%
February 2026Non-food credit14.3%11.1%
January 2026Personal loans14.9%11.9%
January 2026Services15.5%12.3%
January 2026Industry12.1%8.3%
January 2026Agriculture11.4%12.2%
January 2026Non-food credit14.4%11.3%
December 2025Personal loans14.4%12%
December 2025Services15.3%11.5%
December 2025Industry13.3%7.5%
December 2025Agriculture12.1%12.5%
December 2025Non-food credit14.4%11.1%

data.indiadispatch.com

Source: Reserve Bank of India, India Dispatch Research

Cite this reading

India by the numbers, Bank lending by sector, June 2026. 18.3%. Source: Reserve Bank of India. https://data.indiadispatch.com/household/bank-credit-by-sector

Published content updated . This is separate from the source observation period.

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GDP: Gross domestic product, the value of goods and services produced within the economy. Constant-price GDP measures output using a fixed price base. Current-price GDP includes price changes. Definition and conventions