Banks and credit supply
Non-bank credit
Non-bank credit: ₹59.89 trillion in July 2026
₹59.89 trillion (₹59.89 lakh crore) · $622 billion
Data through
Terms in this reading
- NBFC
- A non-banking financial company, a financial firm that provides credit or other financial services without being a bank. Definition and conventions
Notes
The table retains the source’s published periods. Missing observations are not zero and have not been interpolated.
Provisional month-end credit reported by upper- and middle-layer and housing finance companies. The RBI says the sample covers about 87 per cent of sector credit.
Dollar equivalents use the site’s reference rate of $1 = ₹96.32 on 2 October 2026, not historical exchange rates.
Publication cadence: Monthly. Missing observations are not zero.
Non-bank credit by sector
| Period | Name | Outstanding | Growth |
|---|---|---|---|
| July 2026 | Consumer durables | ₹746.44 billion (≈ ₹74,644 crore) · $7.75 billion | 51.46% |
| July 2026 | Gold | ₹3.54 trillion (≈ ₹3.54 lakh crore) · $36.8 billion | 68.52% |
| July 2026 | Vehicle | ₹6.29 trillion (≈ ₹6.29 lakh crore) · $65.3 billion | 15.09% |
| July 2026 | Housing | ₹8.55 trillion (≈ ₹8.55 lakh crore) · $88.7 billion | 11.87% |
| July 2026 | Retail | ₹26.06 trillion (≈ ₹26.06 lakh crore) · $271 billion | 21.43% |
| July 2026 | Services | ₹7.69 trillion (≈ ₹7.69 lakh crore) · $79.8 billion | 15.19% |
| July 2026 | Industry | ₹22.13 trillion (≈ ₹22.13 lakh crore) · $230 billion | 7.38% |
| July 2026 | Agriculture | ₹802.71 billion (≈ ₹80,271 crore) · $8.33 billion | 17.97% |
| July 2026 | All credit | ₹59.89 trillion (≈ ₹59.89 lakh crore) · $622 billion | 14.94% |
| June 2026 | Consumer durables | ₹722.01 billion (≈ ₹72,201 crore) · $7.5 billion | 46.77% |
| June 2026 | Gold | ₹3.41 trillion (≈ ₹3.41 lakh crore) · $35.4 billion | 69.27% |
| June 2026 | Vehicle | ₹6.24 trillion (≈ ₹6.24 lakh crore) · $64.8 billion | 15.18% |
| June 2026 | Housing | ₹8.44 trillion (≈ ₹8.44 lakh crore) · $87.6 billion | 11.37% |
| June 2026 | Retail | ₹25.62 trillion (≈ ₹25.62 lakh crore) · $266 billion | 20.33% |
| June 2026 | Services | ₹7.7 trillion (≈ ₹7.7 lakh crore) · $80 billion | 17.61% |
| June 2026 | Industry | ₹22.04 trillion (≈ ₹22.04 lakh crore) · $229 billion | 6.69% |
| June 2026 | Agriculture | ₹796.84 billion (≈ ₹79,684 crore) · $8.27 billion | 17.94% |
| June 2026 | All credit | ₹59.31 trillion (≈ ₹59.31 lakh crore) · $616 billion | 14.37% |
data.indiadispatch.com
Source: Reserve Bank of India, India Dispatch Research
Cite this reading
India by the numbers, Non-bank credit, July 2026. ₹59.89 trillion · $622 billion. Source: Reserve Bank of India. https://data.indiadispatch.com/household/nbfc-credit
Published content updated . This is separate from the source observation period.
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