Banks and credit supply
Bank balance sheets
Banks’ credit-to-deposit ratio was 80.84% on 15 September 2026
80.84%
Data through
Notes
The table retains the source’s published periods. Missing observations are not zero and have not been interpolated.
Publication cadence: Fortnightly. Missing observations are not zero.
Bank credit, deposits and securities
| Period | Credit growth | Credit deposit ratio | Gsec investments |
|---|---|---|---|
| 15 September 2026 | 18.1% | 80.84% | ₹73.15 trillion (≈ ₹73.15 lakh crore) · $759 billion |
| 31 August 2026 | 19.1% | 80.32% | ₹72.63 trillion (≈ ₹72.63 lakh crore) · $754 billion |
| 15 August 2026 | 18.3% | 81.72% | ₹71.91 trillion (≈ ₹71.91 lakh crore) · $747 billion |
| 31 July 2026 | 19.3% | 81.95% | ₹71.56 trillion (≈ ₹71.56 lakh crore) · $743 billion |
| 15 July 2026 | 17.7% | 82.68% | ₹71.35 trillion (≈ ₹71.35 lakh crore) · $741 billion |
| 30 June 2026 | 18.6% | 82.63% | ₹70.87 trillion (≈ ₹70.87 lakh crore) · $736 billion |
| 15 June 2026 | 17.7% | 83.38% | ₹70.69 trillion (≈ ₹70.69 lakh crore) · $734 billion |
| 15 March 2026 | 13.8% | 83.04% | ₹69.22 trillion (≈ ₹69.22 lakh crore) · $719 billion |
| 15 December 2025 | 12% | 81.61% | ₹68.81 trillion (≈ ₹68.81 lakh crore) · $714 billion |
| 19 September 2025 | 10.4% | 80.28% | ₹68.46 trillion (≈ ₹68.46 lakh crore) · $711 billion |
| 13 June 2025 | 9.6% | 79.39% | ₹66.91 trillion (≈ ₹66.91 lakh crore) · $695 billion |
| 21 March 2025 | 11% | 80.81% | ₹66.97 trillion (≈ ₹66.97 lakh crore) · $695 billion |
| 13 December 2024 | 11.5% | 79.7% | ₹65.56 trillion (≈ ₹65.56 lakh crore) · $681 billion |
| 20 September 2024 | 13% | 79.63% | ₹64.01 trillion (≈ ₹64.01 lakh crore) · $665 billion |
| 14 June 2024 | 19.2% | 79.94% | ₹62.28 trillion (≈ ₹62.28 lakh crore) · $647 billion |
| 22 March 2024 | 20.2% | 80.27% | ₹61.05 trillion (≈ ₹61.05 lakh crore) · $634 billion |
| 15 December 2023 | 20.2% | 79.86% | ₹59.6 trillion (≈ ₹59.6 lakh crore) · $619 billion |
| 22 September 2023 | 20% | 78.6% | ₹59.81 trillion (≈ ₹59.81 lakh crore) · $621 billion |
| 30 June 2023 | 16.2% | 75.11% | ₹56.73 trillion (≈ ₹56.73 lakh crore) · $589 billion |
| 17 June 2022 | 13.2% | 73.32% | ₹48.07 trillion (≈ ₹48.07 lakh crore) · $499 billion |
| 11 March 2022 | 8.5% | 71.98% | ₹47.5 trillion (≈ ₹47.5 lakh crore) · $493 billion |
| 17 December 2021 | 7.3% | 71.31% | ₹45.99 trillion (≈ ₹45.99 lakh crore) · $478 billion |
| 10 September 2021 | 6.7% | 70.06% | ₹47.01 trillion (≈ ₹47.01 lakh crore) · $488 billion |
| 18 June 2021 | 5.8% | 70.87% | ₹45.81 trillion (≈ ₹45.81 lakh crore) · $476 billion |
data.indiadispatch.com
Current aggregate deposits
| As of | Indian rupees | Yoy |
|---|---|---|
| 15 September 2026 | ₹276.23 trillion (≈ ₹276.23 lakh crore) · $2.87 trillion | 17.31% |
data.indiadispatch.com
Current bank credit
| As of | Indian rupees | Yoy |
|---|---|---|
| 15 September 2026 | ₹223.29 trillion (≈ ₹223.29 lakh crore) · $2.32 trillion | 18.13% |
data.indiadispatch.com
Source: Reserve Bank of India, India Dispatch Research
Cite this reading
India by the numbers, Bank balance sheets, 15 September 2026. 80.84%. Source: Reserve Bank of India. https://data.indiadispatch.com/household/bank-balance-sheets
Published content updated . This is separate from the source observation period.
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