India by the numbers

Housing

Home loans

Home loans: ₹44.4 trillion in March 2026

₹44.4 trillion (₹44.4 lakh crore) · $461 billion

Data through

Terms in this reading
NBFC
A non-banking financial company, a financial firm that provides credit or other financial services without being a bank. Definition and conventions

Notes

The table retains the source’s published periods. Missing observations are not zero and have not been interpolated.

CRIF retail credit combines consumption loans with credit to sole proprietors, including commercial-vehicle, construction-equipment, business and loan-against-property accounts. Gold loans include priority-sector gold loans and are not directly comparable with RBI bank-only or -only balances.

Dollar equivalents use the site’s reference rate of $1 = ₹96.32 on 2 October 2026, not historical exchange rates.

Publication cadence: Quarterly. Missing observations are not zero.

Home-loan balances

Home-loan balances
PeriodOutstandingYoyQoq
March 2026₹44.4 trillion (≈ ₹44.4 lakh crore) · $461 billion9.4%3.4%

data.indiadispatch.com

Source: CRIF High Mark, India Dispatch Research

Cite this reading

India by the numbers, Home loans, March 2026. ₹44.4 trillion · $461 billion. Source: CRIF High Mark. https://data.indiadispatch.com/household/home-loans

Published content updated . This is separate from the source observation period.

All housing data · All data · About the data

NBFC: A non-banking financial company, a financial firm that provides credit or other financial services without being a bank. Definition and conventions