121.59 million credit cards moved ₹2.01 trillion ($21.1 billion) in June 2026, and debit cards drew ₹2.16 trillion ($22.7 billion) in cash.
RBI · June 2026
Credit cards in circulation
121.59 million cards in circulation
Cards outstanding at month end, June 2023 to June 2026.
Number in circulation at month end across reporting banks.
data.indiadispatch.com
Credit card payments
581.3 million credit-card payments in June 2026 moved ₹2.01 trillion ($21.1 billion)
Payment value excludes credit-card cash withdrawals.
Payment value · June 2026₹2.01 trillion$21.1 billion
Payment volume · June 2026581.3 million
Monthly credit-card payment transactions across reporting banks.
data.indiadispatch.com
Online vs swipe
63.1% of credit-card payment value was online
The remaining value was reported at physical PoS terminals or in RBI's separately reported other channel in June 2026.
Online credit-card payment value as a share of all payment value reported by banks. Cash withdrawals are excluded.
data.indiadispatch.com
RBI’s bankwise card table identifies physical PoS, online e-commerce and other card-payment channels separately. This chart uses only the online e-commerce column in the numerator.
Largest card books
Ten banks hold 89% of all credit cards
Cards outstanding at the end of June 2026.
01HDFC Bank26.75 million
02State Bank of India22.58 million
03ICICI Bank19.52 million
04Axis Bank16.19 million
05IDFC First Bank4.81 million
06Kotak Mahindra Bank4.78 million
07RBL Bank4.65 million
08Bank of Baroda3.21 million
09Yes Bank2.99 million
10IndusInd Bank2.98 million
data.indiadispatch.com
Card-book changes
Where credit-card books grew and shrank
RBI reports cards outstanding at month end, so every figure here is a net change.
Compared with May 2026
Most cards added
Net change
01HDFC Bank+163.5K
02State Bank of India+162.7K
03ICICI Bank+151.4K
04Federal Bank+101.1K
05IDFC First Bank+91.0K
06Canara Bank+64.6K
07Slice Small Finance Bank+59.5K
08Punjab National Bank+49.1K
09Axis Bank+48.6K
10Yes Bank+48.4K
Most cards withdrawn
Net change
Bank
Reduction
SBM Bank India
24.7K
Standard Chartered Bank
13.5K
IndusInd Bank
10.9K
Csb Bank
5.8K
South Indian Bank
2.8K
DBS India Bank
2.6K
American Express Banking Corporation
2.5K
Union Bank of India
1.3K
Indian Bank
1.1K
Only 9 banks recorded a net reduction in this period.
data.indiadispatch.com
Debit-card cash withdrawals
₹2.16 trillion ($22.7 billion) withdrawn in June 2026
Cash withdrawn on debit cards at ATMs and PoS terminals.
Monthly cash-withdrawal value reported for debit cards across banks.
data.indiadispatch.com
RBI values are published in thousands of rupees and converted here to international monetary notation. Totals are summed from bank-level rows.
Quick answers
Questions this page answers
How does the newest official release describe credit cards in circulation in India?
The newest verified data show that rBI reported 121.59 million credit cards in circulation in June 2026.
How does the newest official release describe monthly credit-card payments?
The newest verified data show that reporting banks recorded 581.26 million credit-card payment transactions in June 2026.
How does the newest official release describe the source of India’s card statistics?
The newest verified data show that the card series comes from RBI’s monthly bankwise statistics and is current through June 2026.