Savings
Household financial savings
Household financial savings: ₹6.74 trillion in March 2025
₹6.74 trillion (₹6.74 lakh crore) · $70 billion
Data through
Notes
The table retains the source’s published periods. Missing observations are not zero and have not been interpolated.
Quarterly flows of household financial assets and liabilities. RBI marks the latest year preliminary and revises earlier observations.
Dollar equivalents use the site’s reference rate of $1 = ₹96.32 on 2 October 2026, not historical exchange rates.
Publication cadence: Quarterly and annual. Missing observations are not zero.
Quarterly financial savings
| Period | Net financial assets | Financial assets | Deposits | Life insurance | Provident pension | Currency | Investments | Small savings | Financial liabilities |
|---|---|---|---|---|---|---|---|---|---|
| March 2025 | ₹6.74 trillion (≈ ₹6.74 lakh crore) · $70 billion | ₹11.29 trillion (≈ ₹11.29 lakh crore) · $117 billion | ₹4.18 trillion (≈ ₹4.18 lakh crore) · $43.4 billion | ₹903.93 billion (≈ ₹90,393 crore) · $9.38 billion | ₹2.81 trillion (≈ ₹2.81 lakh crore) · $29.2 billion | ₹1.62 trillion (≈ ₹1.62 lakh crore) · $16.8 billion | ₹1.04 trillion (≈ ₹1.04 lakh crore) · $10.8 billion | ₹735.15 billion (≈ ₹73,515 crore) · $7.63 billion | ₹4.55 trillion (≈ ₹4.55 lakh crore) · $47.2 billion |
| December 2024 | ₹2.71 trillion (≈ ₹2.71 lakh crore) · $28.1 billion | ₹6.9 trillion (≈ ₹6.9 lakh crore) · $71.6 billion | ₹1.58 trillion (≈ ₹1.58 lakh crore) · $16.4 billion | ₹901.59 billion (≈ ₹90,159 crore) · $9.36 billion | ₹1.71 trillion (≈ ₹1.71 lakh crore) · $17.7 billion | ₹708.41 billion (≈ ₹70,841 crore) · $7.35 billion | ₹1.59 trillion (≈ ₹1.59 lakh crore) · $16.5 billion | ₹403.29 billion (≈ ₹40,329 crore) · $4.19 billion | ₹4.19 trillion (≈ ₹4.19 lakh crore) · $43.5 billion |
| September 2024 | ₹4.97 trillion (≈ ₹4.97 lakh crore) · $51.6 billion | ₹9.01 trillion (≈ ₹9.01 lakh crore) · $93.6 billion | ₹4.04 trillion (≈ ₹4.04 lakh crore) · $41.9 billion | ₹1.79 trillion (≈ ₹1.79 lakh crore) · $18.6 billion | ₹1.7 trillion (≈ ₹1.7 lakh crore) · $17.7 billion | −₹576.15 billion (≈ −₹57,615 crore) · −$5.98 billion | ₹1.53 trillion (≈ ₹1.53 lakh crore) · $15.8 billion | ₹534.67 billion (≈ ₹53,467 crore) · $5.55 billion | ₹4.04 trillion (≈ ₹4.04 lakh crore) · $42 billion |
| June 2024 | ₹5.52 trillion (≈ ₹5.52 lakh crore) · $57.3 billion | ₹8.41 trillion (≈ ₹8.41 lakh crore) · $87.3 billion | ₹2.75 trillion (≈ ₹2.75 lakh crore) · $28.5 billion | ₹1.75 trillion (≈ ₹1.75 lakh crore) · $18.2 billion | ₹1.7 trillion (≈ ₹1.7 lakh crore) · $17.7 billion | ₹342.13 billion (≈ ₹34,213 crore) · $3.55 billion | ₹1.21 trillion (≈ ₹1.21 lakh crore) · $12.5 billion | ₹656.02 billion (≈ ₹65,602 crore) · $6.81 billion | ₹2.89 trillion (≈ ₹2.89 lakh crore) · $30 billion |
| March 2024 | ₹6.67 trillion (≈ ₹6.67 lakh crore) · $69.2 billion | ₹11.87 trillion (≈ ₹11.87 lakh crore) · $123 billion | ₹4.07 trillion (≈ ₹4.07 lakh crore) · $42.2 billion | ₹1.89 trillion (≈ ₹1.89 lakh crore) · $19.6 billion | ₹2.54 trillion (≈ ₹2.54 lakh crore) · $26.4 billion | ₹1.47 trillion (≈ ₹1.47 lakh crore) · $15.2 billion | ₹1.08 trillion (≈ ₹1.08 lakh crore) · $11.2 billion | ₹824.41 billion (≈ ₹82,441 crore) · $8.56 billion | ₹5.21 trillion (≈ ₹5.21 lakh crore) · $54.1 billion |
| December 2023 | ₹2.94 trillion (≈ ₹2.94 lakh crore) · $30.6 billion | ₹8.05 trillion (≈ ₹8.05 lakh crore) · $83.6 billion | ₹2.97 trillion (≈ ₹2.97 lakh crore) · $30.8 billion | ₹1.6 trillion (≈ ₹1.6 lakh crore) · $16.6 billion | ₹1.53 trillion (≈ ₹1.53 lakh crore) · $15.9 billion | ₹567.19 billion (≈ ₹56,719 crore) · $5.89 billion | ₹792.38 billion (≈ ₹79,238 crore) · $8.23 billion | ₹586.07 billion (≈ ₹58,607 crore) · $6.08 billion | ₹5.11 trillion (≈ ₹5.11 lakh crore) · $53 billion |
| September 2023 | ₹2.84 trillion (≈ ₹2.84 lakh crore) · $29.5 billion | ₹8.1 trillion (≈ ₹8.1 lakh crore) · $84.1 billion | ₹4.08 trillion (≈ ₹4.08 lakh crore) · $42.4 billion | ₹1.4 trillion (≈ ₹1.4 lakh crore) · $14.6 billion | ₹1.48 trillion (≈ ₹1.48 lakh crore) · $15.4 billion | −₹367.01 billion (≈ −₹36,701 crore) · −$3.81 billion | ₹726.65 billion (≈ ₹72,665 crore) · $7.54 billion | ₹775.04 billion (≈ ₹77,504 crore) · $8.05 billion | ₹5.26 trillion (≈ ₹5.26 lakh crore) · $54.6 billion |
| June 2023 | ₹3.5 trillion (≈ ₹3.5 lakh crore) · $36.3 billion | ₹6.71 trillion (≈ ₹6.71 lakh crore) · $69.7 billion | ₹2.67 trillion (≈ ₹2.67 lakh crore) · $27.7 billion | ₹1.57 trillion (≈ ₹1.57 lakh crore) · $16.3 billion | ₹1.64 trillion (≈ ₹1.64 lakh crore) · $17 billion | −₹486.36 billion (≈ −₹48,636 crore) · −$5.05 billion | ₹410.14 billion (≈ ₹41,014 crore) · $4.26 billion | ₹911.98 billion (≈ ₹91,198 crore) · $9.47 billion | ₹3.22 trillion (≈ ₹3.22 lakh crore) · $33.4 billion |
| March 2023 | ₹4.52 trillion (≈ ₹4.52 lakh crore) · $46.9 billion | ₹9.69 trillion (≈ ₹9.69 lakh crore) · $101 billion | ₹3.26 trillion (≈ ₹3.26 lakh crore) · $33.8 billion | ₹1.56 trillion (≈ ₹1.56 lakh crore) · $16.2 billion | ₹2.17 trillion (≈ ₹2.17 lakh crore) · $22.5 billion | ₹1.49 trillion (≈ ₹1.49 lakh crore) · $15.5 billion | ₹641.51 billion (≈ ₹64,151 crore) · $6.66 billion | ₹572.11 billion (≈ ₹57,211 crore) · $5.94 billion | ₹5.17 trillion (≈ ₹5.17 lakh crore) · $53.7 billion |
| December 2022 | ₹2.94 trillion (≈ ₹2.94 lakh crore) · $30.5 billion | ₹7.48 trillion (≈ ₹7.48 lakh crore) · $77.7 billion | ₹2.8 trillion (≈ ₹2.8 lakh crore) · $29.1 billion | ₹1.68 trillion (≈ ₹1.68 lakh crore) · $17.4 billion | ₹1.36 trillion (≈ ₹1.36 lakh crore) · $14.2 billion | ₹767.6 billion (≈ ₹76,760 crore) · $7.97 billion | ₹497.79 billion (≈ ₹49,779 crore) · $5.17 billion | ₹373.68 billion (≈ ₹37,368 crore) · $3.88 billion | ₹4.54 trillion (≈ ₹4.54 lakh crore) · $47.2 billion |
| September 2022 | ₹2.97 trillion (≈ ₹2.97 lakh crore) · $30.9 billion | ₹6.32 trillion (≈ ₹6.32 lakh crore) · $65.6 billion | ₹3.17 trillion (≈ ₹3.17 lakh crore) · $32.9 billion | ₹1.52 trillion (≈ ₹1.52 lakh crore) · $15.8 billion | ₹1.18 trillion (≈ ₹1.18 lakh crore) · $12.3 billion | −₹545.79 billion (≈ −₹54,579 crore) · −$5.67 billion | ₹485.3 billion (≈ ₹48,530 crore) · $5.04 billion | ₹511.15 billion (≈ ₹51,115 crore) · $5.31 billion | ₹3.35 trillion (≈ ₹3.35 lakh crore) · $34.8 billion |
| June 2022 | ₹2.88 trillion (≈ ₹2.88 lakh crore) · $29.9 billion | ₹5.78 trillion (≈ ₹5.78 lakh crore) · $60 billion | ₹1.85 trillion (≈ ₹1.85 lakh crore) · $19.3 billion | ₹733.58 billion (≈ ₹73,358 crore) · $7.62 billion | ₹1.47 trillion (≈ ₹1.47 lakh crore) · $15.2 billion | ₹664.39 billion (≈ ₹66,439 crore) · $6.9 billion | ₹515.03 billion (≈ ₹51,503 crore) · $5.35 billion | ₹543.75 billion (≈ ₹54,375 crore) · $5.65 billion | ₹2.9 trillion (≈ ₹2.9 lakh crore) · $30.1 billion |
data.indiadispatch.com
Annual financial savings
| Fiscal year | Net financial assets | Financial assets | Deposits | Life insurance | Provident pension | Currency | Investments | Small savings | Financial liabilities |
|---|---|---|---|---|---|---|---|---|---|
| 2024-25 | ₹19.94 trillion (≈ ₹19.94 lakh crore) · $207 billion | ₹35.61 trillion (≈ ₹35.61 lakh crore) · $370 billion | ₹12.55 trillion (≈ ₹12.55 lakh crore) · $130 billion | ₹5.35 trillion (≈ ₹5.35 lakh crore) · $55.5 billion | ₹7.93 trillion (≈ ₹7.93 lakh crore) · $82.3 billion | ₹2.1 trillion (≈ ₹2.1 lakh crore) · $21.8 billion | ₹5.36 trillion (≈ ₹5.36 lakh crore) · $55.7 billion | ₹2.33 trillion (≈ ₹2.33 lakh crore) · $24.2 billion | ₹15.67 trillion (≈ ₹15.67 lakh crore) · $163 billion |
| 2023-24 | ₹15.95 trillion (≈ ₹15.95 lakh crore) · $166 billion | ₹34.74 trillion (≈ ₹34.74 lakh crore) · $361 billion | ₹13.78 trillion (≈ ₹13.78 lakh crore) · $143 billion | ₹6.47 trillion (≈ ₹6.47 lakh crore) · $67.2 billion | ₹7.19 trillion (≈ ₹7.19 lakh crore) · $74.7 billion | ₹1.18 trillion (≈ ₹1.18 lakh crore) · $12.3 billion | ₹3.01 trillion (≈ ₹3.01 lakh crore) · $31.3 billion | ₹3.1 trillion (≈ ₹3.1 lakh crore) · $32.2 billion | ₹18.79 trillion (≈ ₹18.79 lakh crore) · $195 billion |
| 2022-23 | ₹13.31 trillion (≈ ₹13.31 lakh crore) · $138 billion | ₹29.27 trillion (≈ ₹29.27 lakh crore) · $304 billion | ₹11.09 trillion (≈ ₹11.09 lakh crore) · $115 billion | ₹5.49 trillion (≈ ₹5.49 lakh crore) · $57 billion | ₹6.18 trillion (≈ ₹6.18 lakh crore) · $64.1 billion | ₹2.38 trillion (≈ ₹2.38 lakh crore) · $24.7 billion | ₹2.14 trillion (≈ ₹2.14 lakh crore) · $22.2 billion | ₹2 trillion (≈ ₹2 lakh crore) · $20.8 billion | ₹15.97 trillion (≈ ₹15.97 lakh crore) · $166 billion |
data.indiadispatch.com
Source: Reserve Bank of India, India Dispatch Research
Cite this reading
India by the numbers, Household financial savings, March 2025. ₹6.74 trillion · $70 billion. Source: Reserve Bank of India. https://data.indiadispatch.com/household/household-financial-savings
Published content updated . This is separate from the source observation period.