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Payment systems

Payment systems and infrastructure

Payment systems and infrastructure: ₹44.09 trillion in August 2026

₹44.09 trillion (₹44.09 lakh crore) · $458 billion

Data through

NEFT value moved. Other payment systems and payment infrastructure retain their own measures in the tables.

Notes

The table retains the source’s published periods. Missing observations are not zero and have not been interpolated.

Dollar equivalents use the site’s reference rate of $1 = ₹96.32 on 2 October 2026, not historical exchange rates.

Publication cadence: Monthly. Missing observations are not zero.

Payment systems

Payment systems
PeriodNameTransactionsValue moved
August 2026Cts41.38 million₹5.8 trillion (≈ ₹5.8 lakh crore) · $60.2 billion
August 2026Prepaid969.46 million₹274.67 billion (≈ ₹27,467 crore) · $2.85 billion
August 2026Upi24.51 billion₹29.82 trillion (≈ ₹29.82 lakh crore) · $310 billion
August 2026Neft882.5 million₹44.09 trillion (≈ ₹44.09 lakh crore) · $458 billion
August 2026Imps359.94 million₹7.04 trillion (≈ ₹7.04 lakh crore) · $73.1 billion
August 2026Rtgs31.52 million₹205.84 trillion (≈ ₹205.84 lakh crore) · $2.14 trillion
July 2026Cts44.68 million₹6.44 trillion (≈ ₹6.44 lakh crore) · $66.8 billion
July 2026Prepaid925.37 million₹286.07 billion (≈ ₹28,607 crore) · $2.97 billion
July 2026Upi23.66 billion₹29.88 trillion (≈ ₹29.88 lakh crore) · $310 billion
July 2026Neft897 million₹46.61 trillion (≈ ₹46.61 lakh crore) · $484 billion
July 2026Imps364.34 million₹7.12 trillion (≈ ₹7.12 lakh crore) · $73.9 billion
July 2026Rtgs33.31 million₹223.07 trillion (≈ ₹223.07 lakh crore) · $2.32 trillion
June 2026Cts42.56 million₹6.08 trillion (≈ ₹6.08 lakh crore) · $63.1 billion
June 2026Prepaid888.26 million₹274.95 billion (≈ ₹27,495 crore) · $2.85 billion
June 2026Upi22.72 billion₹28.92 trillion (≈ ₹28.92 lakh crore) · $300 billion
June 2026Neft858.23 million₹44.54 trillion (≈ ₹44.54 lakh crore) · $462 billion
June 2026Imps353.92 million₹6.77 trillion (≈ ₹6.77 lakh crore) · $70.2 billion
June 2026Rtgs31.93 million₹229.84 trillion (≈ ₹229.84 lakh crore) · $2.39 trillion
May 2026Cts41.94 million₹5.97 trillion (≈ ₹5.97 lakh crore) · $62 billion
May 2026Prepaid902.26 million₹294.43 billion (≈ ₹29,443 crore) · $3.06 billion
May 2026Upi23.2 billion₹29.9 trillion (≈ ₹29.9 lakh crore) · $310 billion
May 2026Neft849.63 million₹42.33 trillion (≈ ₹42.33 lakh crore) · $439 billion
May 2026Imps358.1 million₹6.96 trillion (≈ ₹6.96 lakh crore) · $72.2 billion
May 2026Rtgs31.54 million₹186.19 trillion (≈ ₹186.19 lakh crore) · $1.93 trillion
April 2026Cts45.43 million₹6.93 trillion (≈ ₹6.93 lakh crore) · $72 billion
April 2026Prepaid857.31 million₹281.25 billion (≈ ₹28,125 crore) · $2.92 billion
April 2026Upi22.35 billion₹29.03 trillion (≈ ₹29.03 lakh crore) · $301 billion
April 2026Neft833.05 million₹44.24 trillion (≈ ₹44.24 lakh crore) · $459 billion
April 2026Imps362.49 million₹7.01 trillion (≈ ₹7.01 lakh crore) · $72.8 billion
April 2026Rtgs31.56 million₹192.49 trillion (≈ ₹192.49 lakh crore) · $2 trillion
March 2026Cts49.19 million₹6.92 trillion (≈ ₹6.92 lakh crore) · $71.8 billion
March 2026Prepaid874.96 million₹285.63 billion (≈ ₹28,563 crore) · $2.97 billion
March 2026Upi22.64 billion₹29.53 trillion (≈ ₹29.53 lakh crore) · $307 billion
March 2026Neft939.04 million₹56.62 trillion (≈ ₹56.62 lakh crore) · $588 billion
March 2026Imps365.68 million₹7.4 trillion (≈ ₹7.4 lakh crore) · $76.8 billion
March 2026Rtgs36.75 million₹237.59 trillion (≈ ₹237.59 lakh crore) · $2.47 trillion
February 2026Cts43.05 million₹5.8 trillion (≈ ₹5.8 lakh crore) · $60.2 billion
February 2026Prepaid835.92 million₹259.69 billion (≈ ₹25,969 crore) · $2.7 billion
February 2026Upi20.39 billion₹26.84 trillion (≈ ₹26.84 lakh crore) · $279 billion
February 2026Neft812.25 million₹42.51 trillion (≈ ₹42.51 lakh crore) · $441 billion
February 2026Imps336.1 million₹6.42 trillion (≈ ₹6.42 lakh crore) · $66.7 billion
February 2026Rtgs30.59 million₹188.59 trillion (≈ ₹188.59 lakh crore) · $1.96 trillion
January 2026Cts45.87 million₹6.01 trillion (≈ ₹6.01 lakh crore) · $62.4 billion
January 2026Prepaid953.79 million₹276.26 billion (≈ ₹27,626 crore) · $2.87 billion
January 2026Upi21.7 billion₹28.33 trillion (≈ ₹28.33 lakh crore) · $294 billion
January 2026Neft872.42 million₹43.29 trillion (≈ ₹43.29 lakh crore) · $449 billion
January 2026Imps374.03 million₹6.73 trillion (≈ ₹6.73 lakh crore) · $69.9 billion
January 2026Rtgs31.7 million₹191.77 trillion (≈ ₹191.77 lakh crore) · $1.99 trillion
December 2025Cts47.64 million₹6.2 trillion (≈ ₹6.2 lakh crore) · $64.4 billion
December 2025Prepaid975.52 million₹270.44 billion (≈ ₹27,044 crore) · $2.81 billion
December 2025Upi21.63 billion₹27.97 trillion (≈ ₹27.97 lakh crore) · $290 billion
December 2025Neft877.76 million₹43.77 trillion (≈ ₹43.77 lakh crore) · $454 billion
December 2025Imps379.93 million₹6.62 trillion (≈ ₹6.62 lakh crore) · $68.8 billion
December 2025Rtgs31.77 million₹219.69 trillion (≈ ₹219.69 lakh crore) · $2.28 trillion
November 2025Cts44.86 million₹5.7 trillion (≈ ₹5.7 lakh crore) · $59.2 billion
November 2025Prepaid897.34 million₹246.39 billion (≈ ₹24,639 crore) · $2.56 billion
November 2025Upi20.47 billion₹26.32 trillion (≈ ₹26.32 lakh crore) · $273 billion
November 2025Neft817.5 million₹38.34 trillion (≈ ₹38.34 lakh crore) · $398 billion
November 2025Imps368.93 million₹6.15 trillion (≈ ₹6.15 lakh crore) · $63.9 billion
November 2025Rtgs28.49 million₹168.82 trillion (≈ ₹168.82 lakh crore) · $1.75 trillion
October 2025Cts45.21 million₹5.75 trillion (≈ ₹5.75 lakh crore) · $59.7 billion
October 2025Prepaid893.93 million₹242.27 billion (≈ ₹24,227 crore) · $2.52 billion
October 2025Upi20.7 billion₹27.28 trillion (≈ ₹27.28 lakh crore) · $283 billion
October 2025Neft879.1 million₹42.74 trillion (≈ ₹42.74 lakh crore) · $444 billion
October 2025Imps403.59 million₹6.42 trillion (≈ ₹6.42 lakh crore) · $66.6 billion
October 2025Rtgs29.68 million₹187.33 trillion (≈ ₹187.33 lakh crore) · $1.94 trillion
September 2025Cts46.49 million₹5.7 trillion (≈ ₹5.7 lakh crore) · $59.2 billion
September 2025Prepaid855.15 million₹226.37 billion (≈ ₹22,637 crore) · $2.35 billion
September 2025Upi19.63 billion₹24.9 trillion (≈ ₹24.9 lakh crore) · $258 billion
September 2025Neft840.32 million₹42.65 trillion (≈ ₹42.65 lakh crore) · $443 billion
September 2025Imps394.38 million₹5.97 trillion (≈ ₹5.97 lakh crore) · $62 billion
September 2025Rtgs28.08 million₹198.37 trillion (≈ ₹198.37 lakh crore) · $2.06 trillion
August 2025Cts44.6 million₹5.4 trillion (≈ ₹5.4 lakh crore) · $56.1 billion
August 2025Prepaid796.62 million₹222.53 billion (≈ ₹22,253 crore) · $2.31 billion
August 2025Upi20.01 billion₹24.85 trillion (≈ ₹24.85 lakh crore) · $258 billion
August 2025Neft828.86 million₹37.85 trillion (≈ ₹37.85 lakh crore) · $393 billion
August 2025Imps477.26 million₹5.98 trillion (≈ ₹5.98 lakh crore) · $62 billion
August 2025Rtgs25.97 million₹163.71 trillion (≈ ₹163.71 lakh crore) · $1.7 trillion
July 2025Cts49.46 million₹6.08 trillion (≈ ₹6.08 lakh crore) · $63.1 billion
July 2025Prepaid712.41 million₹207.58 billion (≈ ₹20,758 crore) · $2.16 billion
July 2025Upi19.47 billion₹25.08 trillion (≈ ₹25.08 lakh crore) · $260 billion
July 2025Neft850.01 million₹39.94 trillion (≈ ₹39.94 lakh crore) · $415 billion
July 2025Imps482.19 million₹6.31 trillion (≈ ₹6.31 lakh crore) · $65.6 billion
July 2025Rtgs27.77 million₹188.64 trillion (≈ ₹188.64 lakh crore) · $1.96 trillion
June 2025Cts44.74 million₹5.5 trillion (≈ ₹5.5 lakh crore) · $57.1 billion
June 2025Prepaid686.84 million₹207.4 billion (≈ ₹20,740 crore) · $2.15 billion
June 2025Upi18.4 billion₹24.04 trillion (≈ ₹24.04 lakh crore) · $250 billion
June 2025Neft792.05 million₹37.65 trillion (≈ ₹37.65 lakh crore) · $391 billion
June 2025Imps448.11 million₹6.06 trillion (≈ ₹6.06 lakh crore) · $63 billion
June 2025Rtgs25.49 million₹190.12 trillion (≈ ₹190.12 lakh crore) · $1.97 trillion
May 2025Cts48.19 million₹5.96 trillion (≈ ₹5.96 lakh crore) · $61.9 billion
May 2025Prepaid710.64 million₹207.22 billion (≈ ₹20,722 crore) · $2.15 billion
May 2025Upi18.68 billion₹25.14 trillion (≈ ₹25.14 lakh crore) · $261 billion
May 2025Neft821.55 million₹37.93 trillion (≈ ₹37.93 lakh crore) · $394 billion
May 2025Imps463.66 million₹6.41 trillion (≈ ₹6.41 lakh crore) · $66.5 billion
May 2025Rtgs27.47 million₹170.14 trillion (≈ ₹170.14 lakh crore) · $1.77 trillion
April 2025Cts49.48 million₹6.45 trillion (≈ ₹6.45 lakh crore) · $67 billion
April 2025Prepaid676.84 million₹212.54 billion (≈ ₹21,254 crore) · $2.21 billion
April 2025Upi17.89 billion₹23.95 trillion (≈ ₹23.95 lakh crore) · $249 billion
April 2025Neft768.75 million₹38.97 trillion (≈ ₹38.97 lakh crore) · $405 billion
April 2025Imps449.25 million₹6.22 trillion (≈ ₹6.22 lakh crore) · $64.5 billion
April 2025Rtgs26.24 million₹168.96 trillion (≈ ₹168.96 lakh crore) · $1.75 trillion
March 2025Cts53.18 million₹6.6 trillion (≈ ₹6.6 lakh crore) · $68.5 billion
March 2025Prepaid678.37 million₹214.65 billion (≈ ₹21,465 crore) · $2.23 billion
March 2025Upi18.3 billion₹24.77 trillion (≈ ₹24.77 lakh crore) · $257 billion
March 2025Neft900.9 million₹48.54 trillion (≈ ₹48.54 lakh crore) · $504 billion
March 2025Imps461.64 million₹6.68 trillion (≈ ₹6.68 lakh crore) · $69.3 billion
March 2025Rtgs30.7 million₹214.02 trillion (≈ ₹214.02 lakh crore) · $2.22 trillion
February 2025Cts46.2 million₹5.41 trillion (≈ ₹5.41 lakh crore) · $56.1 billion
February 2025Prepaid639.84 million₹192.36 billion (≈ ₹19,236 crore) · $2 billion
February 2025Upi16.11 billion₹21.96 trillion (≈ ₹21.96 lakh crore) · $228 billion
February 2025Neft764.79 million₹35.4 trillion (≈ ₹35.4 lakh crore) · $368 billion
February 2025Imps404.83 million₹5.63 trillion (≈ ₹5.63 lakh crore) · $58.5 billion
February 2025Rtgs24.42 million₹160.99 trillion (≈ ₹160.99 lakh crore) · $1.67 trillion
January 2025Cts51.66 million₹6.07 trillion (≈ ₹6.07 lakh crore) · $63 billion
January 2025Prepaid654.71 million₹194.96 billion (≈ ₹19,496 crore) · $2.02 billion
January 2025Upi17 billion₹23.48 trillion (≈ ₹23.48 lakh crore) · $244 billion
January 2025Neft856.79 million₹38.48 trillion (≈ ₹38.48 lakh crore) · $400 billion
January 2025Imps444.22 million₹6.06 trillion (≈ ₹6.06 lakh crore) · $63 billion
January 2025Rtgs26.81 million₹174.99 trillion (≈ ₹174.99 lakh crore) · $1.82 trillion
November 2024Cts47.25 million₹5.38 trillion (≈ ₹5.38 lakh crore) · $55.8 billion
November 2024Prepaid584.78 million₹192.14 billion (≈ ₹19,214 crore) · $1.99 billion
November 2024Upi15.48 billion₹21.55 trillion (≈ ₹21.55 lakh crore) · $224 billion
November 2024Neft776.95 million₹33.81 trillion (≈ ₹33.81 lakh crore) · $351 billion
November 2024Imps407.92 million₹5.58 trillion (≈ ₹5.58 lakh crore) · $58 billion
November 2024Rtgs24.03 million₹148.27 trillion (≈ ₹148.27 lakh crore) · $1.54 trillion
October 2024Cts54.7 million₹6.24 trillion (≈ ₹6.24 lakh crore) · $64.8 billion
October 2024Prepaid597.79 million₹204.19 billion (≈ ₹20,419 crore) · $2.12 billion
October 2024Upi16.58 billion₹23.5 trillion (≈ ₹23.5 lakh crore) · $244 billion
October 2024Neft918.34 million₹41.52 trillion (≈ ₹41.52 lakh crore) · $431 billion
October 2024Imps466.82 million₹6.29 trillion (≈ ₹6.29 lakh crore) · $65.3 billion
October 2024Rtgs26.79 million₹170.71 trillion (≈ ₹170.71 lakh crore) · $1.77 trillion
September 2024Cts48.49 million₹5.43 trillion (≈ ₹5.43 lakh crore) · $56.4 billion
September 2024Prepaid547.67 million₹174.89 billion (≈ ₹17,489 crore) · $1.82 billion
September 2024Upi15.04 billion₹20.64 trillion (≈ ₹20.64 lakh crore) · $214 billion
September 2024Neft790.88 million₹35.98 trillion (≈ ₹35.98 lakh crore) · $374 billion
September 2024Imps429.94 million₹5.65 trillion (≈ ₹5.65 lakh crore) · $58.7 billion
September 2024Rtgs23.33 million₹177.86 trillion (≈ ₹177.86 lakh crore) · $1.85 trillion
August 2024Cts50.85 million₹5.69 trillion (≈ ₹5.69 lakh crore) · $59.1 billion
August 2024Prepaid546.69 million₹165.55 billion (≈ ₹16,555 crore) · $1.72 billion
August 2024Upi14.96 billion₹20.61 trillion (≈ ₹20.61 lakh crore) · $214 billion
August 2024Neft798.32 million₹35.91 trillion (≈ ₹35.91 lakh crore) · $373 billion
August 2024Imps453.34 million₹5.78 trillion (≈ ₹5.78 lakh crore) · $60 billion
August 2024Rtgs23.75 million₹159.1 trillion (≈ ₹159.1 lakh crore) · $1.65 trillion
July 2024Cts53.1 million₹6.11 trillion (≈ ₹6.11 lakh crore) · $63.4 billion
July 2024Prepaid535.67 million₹163.27 billion (≈ ₹16,327 crore) · $1.7 billion
July 2024Upi14.44 billion₹20.64 trillion (≈ ₹20.64 lakh crore) · $214 billion
July 2024Neft800.61 million₹36.62 trillion (≈ ₹36.62 lakh crore) · $380 billion
July 2024Imps490.28 million₹5.93 trillion (≈ ₹5.93 lakh crore) · $61.6 billion
July 2024Rtgs24.67 million₹159.71 trillion (≈ ₹159.71 lakh crore) · $1.66 trillion
June 2024Cts48.44 million₹5.54 trillion (≈ ₹5.54 lakh crore) · $57.5 billion
June 2024Prepaid523.61 million₹158.97 billion (≈ ₹15,897 crore) · $1.65 billion
June 2024Upi13.89 billion₹20.07 trillion (≈ ₹20.07 lakh crore) · $208 billion
June 2024Neft730.73 million₹33.31 trillion (≈ ₹33.31 lakh crore) · $346 billion
June 2024Imps516.75 million₹5.78 trillion (≈ ₹5.78 lakh crore) · $60 billion
June 2024Rtgs23.18 million₹160.38 trillion (≈ ₹160.38 lakh crore) · $1.67 trillion
May 2024Cts52.44 million₹6.12 trillion (≈ ₹6.12 lakh crore) · $63.5 billion
May 2024Prepaid549.6 million₹166.97 billion (≈ ₹16,697 crore) · $1.73 billion
May 2024Upi14.04 billion₹20.45 trillion (≈ ₹20.45 lakh crore) · $212 billion
May 2024Neft746.78 million₹34.58 trillion (≈ ₹34.58 lakh crore) · $359 billion
May 2024Imps557.7 million₹6.06 trillion (≈ ₹6.06 lakh crore) · $62.9 billion
May 2024Rtgs24.97 million₹151.87 trillion (≈ ₹151.87 lakh crore) · $1.58 trillion
April 2024Cts52.57 million₹6.68 trillion (≈ ₹6.68 lakh crore) · $69.3 billion
April 2024Prepaid528.88 million₹149.64 billion (≈ ₹14,964 crore) · $1.55 billion
April 2024Upi13.3 billion₹19.64 trillion (≈ ₹19.64 lakh crore) · $204 billion
April 2024Neft704 million₹31.31 trillion (≈ ₹31.31 lakh crore) · $325 billion
April 2024Imps550.37 million₹5.92 trillion (≈ ₹5.92 lakh crore) · $61.5 billion
April 2024Rtgs23.56 million₹144.33 trillion (≈ ₹144.33 lakh crore) · $1.5 trillion
March 2024Cts58.53 million₹6.89 trillion (≈ ₹6.89 lakh crore) · $71.5 billion
March 2024Prepaid580.48 million₹182 billion (≈ ₹18,200 crore) · $1.89 billion
March 2024Upi13.44 billion₹19.78 trillion (≈ ₹19.78 lakh crore) · $205 billion
March 2024Neft793.91 million₹43.21 trillion (≈ ₹43.21 lakh crore) · $449 billion
March 2024Imps580.64 million₹6.35 trillion (≈ ₹6.35 lakh crore) · $65.9 billion
March 2024Rtgs27.85 million₹181.28 trillion (≈ ₹181.28 lakh crore) · $1.88 trillion
February 2024Cts54.19 million₹6.03 trillion (≈ ₹6.03 lakh crore) · $62.6 billion
February 2024Prepaid647.09 million₹226.76 billion (≈ ₹22,676 crore) · $2.35 billion
February 2024Upi12.1 billion₹18.28 trillion (≈ ₹18.28 lakh crore) · $190 billion
February 2024Neft688.92 million₹34.71 trillion (≈ ₹34.71 lakh crore) · $360 billion
February 2024Imps534.64 million₹5.68 trillion (≈ ₹5.68 lakh crore) · $59 billion
February 2024Rtgs23.83 million₹146.14 trillion (≈ ₹146.14 lakh crore) · $1.52 trillion
January 2024Cts54.72 million₹5.84 trillion (≈ ₹5.84 lakh crore) · $60.6 billion
January 2024Prepaid708.73 million₹257.84 billion (≈ ₹25,784 crore) · $2.68 billion
January 2024Upi12.2 billion₹18.41 trillion (≈ ₹18.41 lakh crore) · $191 billion
January 2024Neft688.28 million₹33.67 trillion (≈ ₹33.67 lakh crore) · $350 billion
January 2024Imps508.79 million₹5.66 trillion (≈ ₹5.66 lakh crore) · $58.8 billion
January 2024Rtgs23.1 million₹146.92 trillion (≈ ₹146.92 lakh crore) · $1.53 trillion
December 2023Cts54.72 million₹5.93 trillion (≈ ₹5.93 lakh crore) · $61.6 billion
December 2023Prepaid723.52 million₹261.73 billion (≈ ₹26,173 crore) · $2.72 billion
December 2023Upi12.02 billion₹18.23 trillion (≈ ₹18.23 lakh crore) · $189 billion
December 2023Neft667.39 million₹33.69 trillion (≈ ₹33.69 lakh crore) · $350 billion
December 2023Imps498.79 million₹5.7 trillion (≈ ₹5.7 lakh crore) · $59.2 billion
December 2023Rtgs23.04 million₹158.89 trillion (≈ ₹158.89 lakh crore) · $1.65 trillion
November 2023Cts52.55 million₹5.59 trillion (≈ ₹5.59 lakh crore) · $58 billion
November 2023Prepaid651.01 million₹242.48 billion (≈ ₹24,248 crore) · $2.52 billion
November 2023Upi11.24 billion₹17.4 trillion (≈ ₹17.4 lakh crore) · $181 billion
November 2023Neft639.4 million₹32.08 trillion (≈ ₹32.08 lakh crore) · $333 billion
November 2023Imps472.38 million₹5.35 trillion (≈ ₹5.35 lakh crore) · $55.5 billion
November 2023Rtgs21.92 million₹135.91 trillion (≈ ₹135.91 lakh crore) · $1.41 trillion
October 2023Cts55.99 million₹5.84 trillion (≈ ₹5.84 lakh crore) · $60.7 billion
October 2023Prepaid668.78 million₹250.12 billion (≈ ₹25,012 crore) · $2.6 billion
October 2023Upi11.41 billion₹17.16 trillion (≈ ₹17.16 lakh crore) · $178 billion
October 2023Neft631.45 million₹32.62 trillion (≈ ₹32.62 lakh crore) · $339 billion
October 2023Imps492.88 million₹5.38 trillion (≈ ₹5.38 lakh crore) · $55.9 billion
October 2023Rtgs22.46 million₹134.64 trillion (≈ ₹134.64 lakh crore) · $1.4 trillion
September 2023Cts53.84 million₹5.75 trillion (≈ ₹5.75 lakh crore) · $59.7 billion
September 2023Prepaid614.32 million₹236.68 billion (≈ ₹23,668 crore) · $2.46 billion
September 2023Upi10.56 billion₹15.79 trillion (≈ ₹15.79 lakh crore) · $164 billion
September 2023Neft559.81 million₹31.26 trillion (≈ ₹31.26 lakh crore) · $325 billion
September 2023Imps472.9 million₹5.07 trillion (≈ ₹5.07 lakh crore) · $52.7 billion
September 2023Rtgs21.39 million₹145.45 trillion (≈ ₹145.45 lakh crore) · $1.51 trillion
August 2023Cts56.54 million₹5.93 trillion (≈ ₹5.93 lakh crore) · $61.6 billion
August 2023Prepaid636.68 million₹236.69 billion (≈ ₹23,669 crore) · $2.46 billion
August 2023Upi10.59 billion₹15.77 trillion (≈ ₹15.77 lakh crore) · $164 billion
August 2023Neft565.19 million₹31.35 trillion (≈ ₹31.35 lakh crore) · $325 billion
August 2023Imps489.16 million₹5.14 trillion (≈ ₹5.14 lakh crore) · $53.4 billion
August 2023Rtgs21.81 million₹137.42 trillion (≈ ₹137.42 lakh crore) · $1.43 trillion
July 2023Cts55.55 million₹5.87 trillion (≈ ₹5.87 lakh crore) · $61 billion
July 2023Prepaid639.31 million₹232.38 billion (≈ ₹23,238 crore) · $2.41 billion
July 2023Upi9.96 billion₹15.34 trillion (≈ ₹15.34 lakh crore) · $159 billion
July 2023Neft547.68 million₹30.49 trillion (≈ ₹30.49 lakh crore) · $317 billion
July 2023Imps489.71 million₹5.12 trillion (≈ ₹5.12 lakh crore) · $53.2 billion
July 2023Rtgs21.19 million₹131.25 trillion (≈ ₹131.25 lakh crore) · $1.36 trillion

data.indiadispatch.com

Payment infrastructure

Payment infrastructure
PeriodATMs and cash-recycling machinesMicro atmsPoint-of-sale terminals QR codes
August 2026253,0001.33 million10.21 million813.03 million
July 2026253,0001.33 million10.03 million803.05 million
June 2026252,0001.34 million9.92 million792.57 million
May 2026254,0001.36 million11.53 million779.77 million
April 2026254,0001.37 million11.45 million770.81 million
March 2026254,0001.39 million11.77 million761.22 million
February 2026253,0001.39 million11.67 million754.2 million
January 2026252,0001.39 million11.53 million738.42 million
December 2025250,0001.42 million11.48 million731.37 million
November 2025251,0001.43 million11.25 million728.29 million
October 2025250,0001.47 million12.32 million717.53 million
September 2025249,0001.46 million12.12 million709.07 million
August 2025249,0001.47 million11.97 million697.84 million
July 2025249,0001.47 million11.92 million688.12 million
June 2025251,0001.46 million11.79 million678.25 million
May 2025257,0001.48 million11.59 million669.82 million
April 2025255,0001.47 million11.29 million662.48 million
March 2025256,0001.48 million11.1 million657.93 million
February 2025258,0001.47 million10.72 million649.69 million
January 2025257,0001.46 million10.35 million640.07 million
November 2024255,0001.44 million9.69 million626.09 million
October 2024256,0001.44 million9.51 million616.77 million
September 2024255,0001.45 million9.34 million607 million
August 2024255,0001.44 million9.3 million341.21 million
July 2024255,0001.47 million8.97 million328.64 million
June 2024256,0001.52 million8.97 million340.12 million
May 2024257,0001.56 million8.8 million330.03 million
April 2024257,0001.74 million8.84 million319.5 million
March 2024258,0001.76 million8.9 million346.2 million
February 2024257,0001.7 million8.77 million337.18 million
January 2024258,0001.76 million8.59 million321.38 million
December 2023258,0001.69 million8.57 million317.07 million
November 2023258,0001.59 million8.43 million308.74 million
October 2023258,0001.53 million8.35 million301.72 million
September 2023258,0001.49 million8.3 million295.01 million
August 2023260,0001.53 million8.25 million288.16 million
July 2023259,0001.54 million8.12 million280.73 million

data.indiadispatch.com

Source: Reserve Bank of India, India Dispatch Research

Cite this reading

India by the numbers, Payment systems and infrastructure, August 2026. ₹44.09 trillion · $458 billion. Source: Reserve Bank of India. https://data.indiadispatch.com/payments/payment-systems

Published content updated . This is separate from the source observation period.

All payment systems data · All data · About the data

Repo rate: The Reserve Bank of India’s policy rate for lending to banks against eligible securities. It is a policy rate, not a consumer loan rate. Definition and conventionsUPI: The Unified Payments Interface, India’s shared network for instant payments between bank accounts. Definition and conventions